Mitsubishi Outlander XLS 4WD Insurance Rates

Estimated insurance rates for a Mitsubishi Outlander XLS 4WD are $1,390 a year with full coverage. Comprehensive costs an estimated $340, collision insurance costs $604, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,992. Teen drivers pay the most at up to $4,968 a year.

Annual premium for full coverage: $1,390

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Outlander Trim Level

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

These rate differences demonstrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Mitsubishi Outlander XLS 4WD also have a wide range based on your driving characteristics, the actual cash value of your Outlander, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Mitsubishi Outlander XLS 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Mitsubishi Outlander XLS 4WD insurance for high-risk drivers can cost from 44% to 129% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, so the rates will be substantially different from one company to the next.

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The chart above shows Mitsubishi Outlander XLS 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $790. Drivers who choose higher $1,000 deductibles will pay around $1,174. The average rate for a driver around age 40 using $500 deductibles is $1,390. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,804. High risk drivers could be charged up to $2,992. The rate for full coverage insurance for a teenage driver is $4,968.

View Chart as Image