Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates
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U.S. average auto insurance rates for a Nissan Altima 2.5 S 2-Dr Coupe are $1,550 annually including full coverage. Comprehensive insurance costs on average $326, collision costs $634, and liability insurance costs around $410. Liability-only insurance costs as low as $486 a year, with high-risk driver insurance costing $3,360 or more. Teen drivers pay the highest rates at $5,760 a year or more.
Annual premium for full coverage: $1,550
Price estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Nissan Altima Trim Level
For an average driver, Nissan Altima 2.5 S 2-Dr Coupe insurance prices go from as cheap as $486 for just the minimum liability insurance to a much higher rate of $3,360 for a driver required to buy high-risk insurance.
These price ranges highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Nissan Altima 2.5 S 2-Dr Coupe Insurance
Car insurance rates for a Nissan Altima 2.5 S 2-Dr Coupe are also quite variable based on the actual cash value of your Altima, your driving characteristics, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,500 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $650 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Nissan Altima 2.5 S 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.
The chart above shows average Nissan Altima 2.5 S 2-Dr Coupe insurance prices for different situations. The lowest price with discounts is $888. Drivers who choose higher $1,000 deductibles will pay about $1,334. The average price for a 40-year-old male driver using $500 deductibles is $1,550. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,978. High risk drivers could be charged at least $3,360. The price for full coverage for a teen driver can be as high as $5,760.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,404 | -$146 | -9.4% |
Alaska | $1,188 | -$362 | -23.4% |
Arizona | $1,286 | -$264 | -17.0% |
Arkansas | $1,550 | -$0 | 0.0% |
California | $1,768 | $218 | 14.1% |
Colorado | $1,480 | -$70 | -4.5% |
Connecticut | $1,594 | $44 | 2.8% |
Delaware | $1,756 | $206 | 13.3% |
Florida | $1,942 | $392 | 25.3% |
Georgia | $1,434 | -$116 | -7.5% |
Hawaii | $1,112 | -$438 | -28.3% |
Idaho | $1,052 | -$498 | -32.1% |
Illinois | $1,156 | -$394 | -25.4% |
Indiana | $1,170 | -$380 | -24.5% |
Iowa | $1,046 | -$504 | -32.5% |
Kansas | $1,472 | -$78 | -5.0% |
Kentucky | $2,116 | $566 | 36.5% |
Louisiana | $2,298 | $748 | 48.3% |
Maine | $960 | -$590 | -38.1% |
Maryland | $1,280 | -$270 | -17.4% |
Massachusetts | $1,238 | -$312 | -20.1% |
Michigan | $2,694 | $1,144 | 73.8% |
Minnesota | $1,300 | -$250 | -16.1% |
Mississippi | $1,860 | $310 | 20.0% |
Missouri | $1,376 | -$174 | -11.2% |
Montana | $1,666 | $116 | 7.5% |
Nebraska | $1,224 | -$326 | -21.0% |
Nevada | $1,862 | $312 | 20.1% |
New Hampshire | $1,120 | -$430 | -27.7% |
New Jersey | $1,736 | $186 | 12.0% |
New Mexico | $1,374 | -$176 | -11.4% |
New York | $1,634 | $84 | 5.4% |
North Carolina | $894 | -$656 | -42.3% |
North Dakota | $1,272 | -$278 | -17.9% |
Ohio | $1,072 | -$478 | -30.8% |
Oklahoma | $1,594 | $44 | 2.8% |
Oregon | $1,422 | -$128 | -8.3% |
Pennsylvania | $1,480 | -$70 | -4.5% |
Rhode Island | $2,070 | $520 | 33.5% |
South Carolina | $1,406 | -$144 | -9.3% |
South Dakota | $1,310 | -$240 | -15.5% |
Tennessee | $1,358 | -$192 | -12.4% |
Texas | $1,868 | $318 | 20.5% |
Utah | $1,148 | -$402 | -25.9% |
Vermont | $1,062 | -$488 | -31.5% |
Virginia | $928 | -$622 | -40.1% |
Washington | $1,198 | -$352 | -22.7% |
West Virginia | $1,422 | -$128 | -8.3% |
Wisconsin | $1,074 | -$476 | -30.7% |
Wyoming | $1,382 | -$168 | -10.8% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,760 |
20 | $3,600 |
30 | $1,620 |
40 | $1,550 |
50 | $1,416 |
60 | $1,390 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,978 |
$250 | $1,780 |
$500 | $1,550 |
$1,000 | $1,334 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,550 |
50/100 | $1,632 |
100/300 | $1,735 |
250/500 | $2,001 |
100 CSL | $1,673 |
300 CSL | $1,899 |
500 CSL | $2,063 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,226 |
20 | $5,718 |
30 | $3,440 |
40 | $3,360 |
50 | $3,206 |
60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $82 |
Multi-vehicle | $80 |
Homeowner | $22 |
5-yr Accident Free | $117 |
5-yr Claim Free | $100 |
Paid in Full/EFT | $73 |
Advance Quote | $78 |
Online Quote | $110 |
Total Discounts | $662 |
Discounts are estimated and may not be available from every company or in every state.
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