Nissan Altima 2.5 S 4-Dr Sedan Insurance Rates

Average insurance rates for a Nissan Altima 2.5 S 4-Dr Sedan are $1,406 a year for full coverage insurance. Comprehensive costs on average $312, collision insurance costs $572, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,036. Teen drivers receive the highest rates at up to $5,174 a year.

Annual premium for full coverage: $1,406

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.

These differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Altima 2.5 S 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

Where you live has a huge impact on Nissan Altima 2.5 S 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be from 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

View Chart as Image

The chart estimates Nissan Altima 2.5 S 4-Dr Sedan insurance rates for various risk profiles and scenarios. The cheapest discount rate is $807. Drivers who choose higher $1,000 deductibles will pay around $1,206. The average rate for a 40-year-old male driver using $500 deductibles is $1,406. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,796. High risk drivers could be charged as much as $3,036. The price for full coverage insurance for a teen driver can be as high as $5,174.

View Chart as Image