Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates

The average auto insurance rates for a Nissan Altima 3.5 SR 2-Dr Coupe are $1,642 annually with full coverage. Comprehensive costs an estimated $354 each year, collision costs $698, and liability costs around $410. A liability-only policy costs as low as $486 a year, with high-risk insurance costing around $3,562. Teenage drivers cost the most to insure at $6,050 a year or more.

Annual premium for full coverage: $1,642

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

These price differences demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Altima 3.5 SR 2-Dr Coupe also range considerably based on the model year, your driving record, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will be charged at least $6,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,900 to $2,700 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $710 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Altima 3.5 SR 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be varied between companies.

View Chart as Image

The chart above shows Nissan Altima 3.5 SR 2-Dr Coupe insurance prices for different situations. The best price after discounts is $935. Drivers who use higher $1,000 deductibles will pay about $1,404. The average price for a driver around age 40 using $500 deductibles is $1,642. Using lower $100 deductibles for comp and collision coverage could cost up to $2,110. Drivers with multiple violations and accidents could be charged around $3,562. The policy rate for full coverage insurance for a teenage driver can be as high as $6,050.

View Chart as Image