Nissan Altima 3.5 SR 4-Dr Sedan Insurance Rates

U.S. average insurance rates for a Nissan Altima 3.5 SR 4-Dr Sedan are $1,496 a year for full coverage. Comprehensive insurance costs on average $340 a year, collision costs $634, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,236 or more. Teenage drivers pay the highest rates at $5,462 a year or more.

Annual premium for full coverage: $1,496

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

These price ranges show why it is important for drivers to compare prices based on a specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Nissan Altima 3.5 SR 4-Dr Sedan are also quite variable based on the model year of your Altima, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,400 a year. View Rates by Age

The state you live in has a huge impact on Nissan Altima 3.5 SR 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $660 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.

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Chart shows Nissan Altima 3.5 SR 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $852. Drivers who use higher $1,000 deductibles will pay $1,276. The average price for a 40-year-old male driver using $500 deductibles is $1,496. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,928. Drivers with multiple violations and accidents could be charged at least $3,236. The cost for full coverage for a teen driver can be as high as $5,462.

View Chart as Image