Nissan Frontier Pro-4X King Cab 4WD Insurance Rates

Estimated auto insurance rates for a Nissan Frontier Pro-4X King Cab 4WD are $1,356 annually for full coverage insurance. Comprehensive costs around $326 each year, collision insurance costs $508, and liability insurance costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs around $2,904. Teenage drivers pay the most at up to $4,948 a year.

Annual premium for full coverage: $1,356

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Frontier Pro-4X King Cab 4WD also have a wide range based on the replacement cost of your Frontier, your risk profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $560 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Frontier Pro-4X King Cab 4WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

View Chart as Image

The chart estimates Nissan Frontier Pro-4X King Cab 4WD insurance prices for various situations. The lowest price with discounts is $791. Drivers who use higher $1,000 deductibles will pay about $1,166. The average price for a driver age 40 with no violations using $500 deductibles is $1,356. Using lower $100 deductibles for physical damage coverage could cost up to $1,722. Drivers with multiple violations and accidents could be charged up to $2,904. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $4,948.

View Chart as Image