Nissan Frontier SE King Cab 4WD Insurance Rates

Average insurance rates for a Nissan Frontier SE King Cab 4WD are $1,266 a year for full coverage. Comprehensive costs on average $298, collision insurance costs $446, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,702. Teen drivers receive the highest rates at up to $4,658 a year.

Annual premium for full coverage: $1,266

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

These differences show why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Frontier SE King Cab 4WD can also vary considerably based on the model year, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Where you live makes a big difference in Nissan Frontier SE King Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $500 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Chart shows Nissan Frontier SE King Cab 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $745. Drivers who choose higher $1,000 deductibles will pay $1,098. The average price for a 40-year-old male driver using $500 deductibles is $1,266. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,590. High risk drivers could be charged as much as $2,702. The price for full coverage insurance for a teen driver is $4,658.

View Chart as Image