Nissan Pathfinder S 2WD Insurance Rates

Average insurance rates for a Nissan Pathfinder S 2WD are $1,206 a year for full coverage insurance. Comprehensive costs around $270 each year, collision insurance costs $414, and liability costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $2,578. Teenage drivers receive the highest rates at up to $4,494 a year.

Annual premium for full coverage: $1,206

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Pathfinder Trim Level

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

These differences illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Nissan Pathfinder S 2WD can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Nissan Pathfinder S 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $460 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates Nissan Pathfinder S 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $711. Drivers who use higher $1,000 deductibles will pay around $1,050. The average rate for a driver age 40 with no violations using $500 deductibles is $1,206. Using lower $100 deductibles for physical damage coverage can cost as much as $1,506. Drivers with multiple violations and accidents could be charged as much as $2,578. The policy rate for full coverage insurance for a 16-year-old driver is $4,494.

View Chart as Image