Nissan Sentra SE-R Insurance Rates

Average insurance rates for a Nissan Sentra SE-R are $1,440 a year with full coverage. Comprehensive costs approximately $284, collision insurance costs $634, and liability costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $3,146. Teen drivers receive the highest rates at up to $5,378 a year.

Annual premium for full coverage: $1,440

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Nissan Sentra SE-R can also vary considerably based on your driver profile, the actual cash value of your Sentra, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Nissan Sentra SE-R insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $620 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can cost as much as 45% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Nissan Sentra SE-R insurance rates for various risk profiles and scenarios. The best rate after discounts is $812. Drivers who choose higher $1,000 deductibles will pay around $1,234. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,440. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,852. High risk drivers could be charged as much as $3,146. The price for full coverage insurance for a teenager is $5,378.

View Chart as Image