Nissan Sentra SE-R SPEC V Insurance Rates

U.S. average insurance prices for a Nissan Sentra SE-R SPEC V are $1,486 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $298 a year, collision costs $666, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,246 or more. Teen drivers pay the highest rates at $5,522 a year or more.

Annual premium for full coverage: $1,486

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

These price ranges illustrate why it is important for drivers to compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Nissan Sentra SE-R SPEC V are also quite variable based on deductibles and policy limits, your risk profile, and the replacement cost of your Sentra.

Choosing high deductibles could save up to $650 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Nissan Sentra SE-R SPEC V insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

The chart estimates Nissan Sentra SE-R SPEC V insurance rates for different coverage choices and risks. The lowest rate with discounts is $836. Drivers who choose higher $1,000 deductibles will pay $1,270. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,486. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,918. High risk drivers could be charged at least $3,246. The cost for full coverage for a teenager is $5,522.

View Chart as Image