Nissan Titan SE Crew Cab 4WD Insurance Rates

The average insurance rates for a Nissan Titan SE Crew Cab 4WD are $1,434 a year with full coverage. Comprehensive insurance costs on average $340, collision costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,082 or more. Teenage drivers cost the most to insure at $5,216 a year or more.

Annual premium for full coverage: $1,434

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

These price differences demonstrate why everyone should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Nissan Titan SE Crew Cab 4WD also range considerably based on the replacement cost of your Titan, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra every year, depending on your age. Nissan Titan SE Crew Cab 4WD insurance for high-risk drivers can be from 44% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,200 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan SE Crew Cab 4WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $610 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates will be varied.

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The chart above shows Nissan Titan SE Crew Cab 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $826. Drivers who use higher $1,000 deductibles will pay $1,226. The average price for a 40-year-old male driver using $500 deductibles is $1,434. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,834. Drivers with multiple violations and accidents could be charged around $3,082. The rate for full coverage for a teen driver can be as high as $5,216.

View Chart as Image