Nissan Titan SE King Cab 2WD Insurance Rates
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U.S. average insurance prices for a Nissan Titan SE King Cab 2WD are $1,534 every 12 months with full coverage. Comprehensive insurance costs on average $340 a year, collision costs $540, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,284 or more. Teenage drivers pay the highest rates at $5,708 a year or more.
Annual premium for full coverage: $1,534
Price estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Nissan Titan Trim Level
For a 40-year-old driver, Nissan Titan SE King Cab 2WD insurance prices go from the cheapest price of $538 for minimum levels of liability insurance to a high of $3,284 for high-risk insurance.
These price ranges demonstrate why it is important for drivers to compare prices based on a specific location and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Nissan Titan SE King Cab 2WD Insurance
Auto insurance rates for a Nissan Titan SE King Cab 2WD are also quite variable based on deductibles and policy limits, your driving record, and the model year of your Titan.
Using high physical damage deductibles could cut rates by as much as $590 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Nissan Titan SE King Cab 2WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Since rates can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.
The chart above shows Nissan Titan SE King Cab 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $902. Drivers who use higher $1,000 deductibles will pay $1,334. The average rate for a 40-year-old male driver using $500 deductibles is $1,534. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,920. Drivers with multiple violations and accidents could be charged at least $3,284. The cost for full coverage for a teen driver can be as high as $5,708.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,386 | -$148 | -9.6% |
Alaska | $1,176 | -$358 | -23.3% |
Arizona | $1,272 | -$262 | -17.1% |
Arkansas | $1,534 | -$0 | 0.0% |
California | $1,748 | $214 | 14.0% |
Colorado | $1,466 | -$68 | -4.4% |
Connecticut | $1,574 | $40 | 2.6% |
Delaware | $1,736 | $202 | 13.2% |
Florida | $1,916 | $382 | 24.9% |
Georgia | $1,414 | -$120 | -7.8% |
Hawaii | $1,100 | -$434 | -28.3% |
Idaho | $1,040 | -$494 | -32.2% |
Illinois | $1,142 | -$392 | -25.6% |
Indiana | $1,156 | -$378 | -24.6% |
Iowa | $1,036 | -$498 | -32.5% |
Kansas | $1,456 | -$78 | -5.1% |
Kentucky | $2,090 | $556 | 36.2% |
Louisiana | $2,270 | $736 | 48.0% |
Maine | $948 | -$586 | -38.2% |
Maryland | $1,264 | -$270 | -17.6% |
Massachusetts | $1,226 | -$308 | -20.1% |
Michigan | $2,664 | $1,130 | 73.7% |
Minnesota | $1,284 | -$250 | -16.3% |
Mississippi | $1,836 | $302 | 19.7% |
Missouri | $1,362 | -$172 | -11.2% |
Montana | $1,648 | $114 | 7.4% |
Nebraska | $1,208 | -$326 | -21.3% |
Nevada | $1,838 | $304 | 19.8% |
New Hampshire | $1,106 | -$428 | -27.9% |
New Jersey | $1,714 | $180 | 11.7% |
New Mexico | $1,358 | -$176 | -11.5% |
New York | $1,612 | $78 | 5.1% |
North Carolina | $882 | -$652 | -42.5% |
North Dakota | $1,256 | -$278 | -18.1% |
Ohio | $1,058 | -$476 | -31.0% |
Oklahoma | $1,574 | $40 | 2.6% |
Oregon | $1,404 | -$130 | -8.5% |
Pennsylvania | $1,462 | -$72 | -4.7% |
Rhode Island | $2,046 | $512 | 33.4% |
South Carolina | $1,388 | -$146 | -9.5% |
South Dakota | $1,296 | -$238 | -15.5% |
Tennessee | $1,342 | -$192 | -12.5% |
Texas | $1,848 | $314 | 20.5% |
Utah | $1,136 | -$398 | -25.9% |
Vermont | $1,046 | -$488 | -31.8% |
Virginia | $918 | -$616 | -40.2% |
Washington | $1,182 | -$352 | -22.9% |
West Virginia | $1,406 | -$128 | -8.3% |
Wisconsin | $1,062 | -$472 | -30.8% |
Wyoming | $1,366 | -$168 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,708 |
20 | $3,504 |
30 | $1,594 |
40 | $1,534 |
50 | $1,398 |
60 | $1,368 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,920 |
$250 | $1,742 |
$500 | $1,534 |
$1,000 | $1,334 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,534 |
50/100 | $1,625 |
100/300 | $1,738 |
250/500 | $2,033 |
100 CSL | $1,670 |
300 CSL | $1,920 |
500 CSL | $2,102 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,118 |
20 | $5,556 |
30 | $3,354 |
40 | $3,284 |
50 | $3,134 |
60 | $3,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $80 |
Multi-vehicle | $78 |
Homeowner | $22 |
5-yr Accident Free | $108 |
5-yr Claim Free | $97 |
Paid in Full/EFT | $67 |
Advance Quote | $73 |
Online Quote | $107 |
Total Discounts | $632 |
Discounts are estimated and may not be available from every company or in every state.
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