Nissan Titan SE King Cab 4WD Insurance Rates

The average insurance rates for a Nissan Titan SE King Cab 4WD are $1,356 a year with full coverage. Comprehensive costs an estimated $326 a year, collision insurance costs $508, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $2,904. Teenage drivers cost the most to insure at up to $4,948 a year.

Annual premium for full coverage: $1,356

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These price differences demonstrate why it is important for drivers to compare rates for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Nissan Titan SE King Cab 4WD also range considerably based on the model year of your Titan, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan SE King Cab 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $560 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied.

View Chart as Image

The chart above shows Nissan Titan SE King Cab 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $791. Drivers who use higher $1,000 deductibles will pay $1,166. The average price for a driver around age 40 using $500 deductibles is $1,356. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,722. Drivers with multiple violations and accidents could be charged around $2,904. The cost for full coverage insurance for a teenage driver is $4,948.

View Chart as Image