Nissan Titan XE Crew Cab 2WD Insurance Rates
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Estimated insurance rates for a Nissan Titan XE Crew Cab 2WD are $1,534 a year including full coverage. Comprehensive insurance costs approximately $340 a year, collision costs $540, and liability costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing $3,284 or more. Teen drivers pay the most at $5,708 a year or more.
Annual premium for full coverage: $1,534
Premium estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Nissan Titan Trim Level
For a driver around age 40, insurance rates for a Nissan Titan XE Crew Cab 2WD go from the low end price of $538 for a discount liability-only rate to a high of $3,284 for a high-risk insurance policy.
These rate differences highlight why it is important for drivers to compare rates using their specific location, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Nissan Titan XE Crew Cab 2WD Insurance
Insurance rates for a Nissan Titan XE Crew Cab 2WD also have a wide range based on the model year of your Titan, your driving record and age, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you are likely paying anywhere from $1,800 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,700 a year. View Rates by Age
Where you choose to live makes a big difference in Nissan Titan XE Crew Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $590 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit
With such a large range of prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, so the rates will be substantially different.
The chart above shows average Nissan Titan XE Crew Cab 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $902. Drivers who choose higher $1,000 deductibles will pay $1,334. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,534. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,920. High risk drivers could be charged up to $3,284. The cost for full coverage for a teenager is $5,708.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,386 | -$148 | -9.6% |
Alaska | $1,176 | -$358 | -23.3% |
Arizona | $1,272 | -$262 | -17.1% |
Arkansas | $1,534 | -$0 | 0.0% |
California | $1,748 | $214 | 14.0% |
Colorado | $1,466 | -$68 | -4.4% |
Connecticut | $1,574 | $40 | 2.6% |
Delaware | $1,736 | $202 | 13.2% |
Florida | $1,916 | $382 | 24.9% |
Georgia | $1,414 | -$120 | -7.8% |
Hawaii | $1,100 | -$434 | -28.3% |
Idaho | $1,040 | -$494 | -32.2% |
Illinois | $1,142 | -$392 | -25.6% |
Indiana | $1,156 | -$378 | -24.6% |
Iowa | $1,036 | -$498 | -32.5% |
Kansas | $1,456 | -$78 | -5.1% |
Kentucky | $2,090 | $556 | 36.2% |
Louisiana | $2,270 | $736 | 48.0% |
Maine | $948 | -$586 | -38.2% |
Maryland | $1,264 | -$270 | -17.6% |
Massachusetts | $1,226 | -$308 | -20.1% |
Michigan | $2,664 | $1,130 | 73.7% |
Minnesota | $1,284 | -$250 | -16.3% |
Mississippi | $1,836 | $302 | 19.7% |
Missouri | $1,362 | -$172 | -11.2% |
Montana | $1,648 | $114 | 7.4% |
Nebraska | $1,208 | -$326 | -21.3% |
Nevada | $1,838 | $304 | 19.8% |
New Hampshire | $1,106 | -$428 | -27.9% |
New Jersey | $1,714 | $180 | 11.7% |
New Mexico | $1,358 | -$176 | -11.5% |
New York | $1,612 | $78 | 5.1% |
North Carolina | $882 | -$652 | -42.5% |
North Dakota | $1,256 | -$278 | -18.1% |
Ohio | $1,058 | -$476 | -31.0% |
Oklahoma | $1,574 | $40 | 2.6% |
Oregon | $1,404 | -$130 | -8.5% |
Pennsylvania | $1,462 | -$72 | -4.7% |
Rhode Island | $2,046 | $512 | 33.4% |
South Carolina | $1,388 | -$146 | -9.5% |
South Dakota | $1,296 | -$238 | -15.5% |
Tennessee | $1,342 | -$192 | -12.5% |
Texas | $1,848 | $314 | 20.5% |
Utah | $1,136 | -$398 | -25.9% |
Vermont | $1,046 | -$488 | -31.8% |
Virginia | $918 | -$616 | -40.2% |
Washington | $1,182 | -$352 | -22.9% |
West Virginia | $1,406 | -$128 | -8.3% |
Wisconsin | $1,062 | -$472 | -30.8% |
Wyoming | $1,366 | -$168 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,708 |
20 | $3,504 |
30 | $1,594 |
40 | $1,534 |
50 | $1,398 |
60 | $1,368 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,920 |
$250 | $1,742 |
$500 | $1,534 |
$1,000 | $1,334 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,534 |
50/100 | $1,625 |
100/300 | $1,738 |
250/500 | $2,033 |
100 CSL | $1,670 |
300 CSL | $1,920 |
500 CSL | $2,102 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,118 |
20 | $5,556 |
30 | $3,354 |
40 | $3,284 |
50 | $3,134 |
60 | $3,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $80 |
Multi-vehicle | $78 |
Homeowner | $22 |
5-yr Accident Free | $108 |
5-yr Claim Free | $97 |
Paid in Full/EFT | $67 |
Advance Quote | $73 |
Online Quote | $107 |
Total Discounts | $632 |
Discounts are estimated and may not be available from every company or in every state.
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