Nissan Titan XE Crew Cab 4WD Insurance Rates
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U.S. average auto insurance rates for a Nissan Titan XE Crew Cab 4WD are $1,356 annually for full coverage. Comprehensive insurance costs around $326, collision insurance costs $508, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $2,904 or more. Teen drivers pay the highest rates at up to $4,948 a year.
Annual premium for full coverage: $1,356
Price estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Nissan Titan Trim Level
For a driver in their 40's, Nissan Titan XE Crew Cab 4WD insurance prices range from as cheap as $430 for basic liability insurance to the much higher price of $2,904 for a driver who has had serious violations or accidents.
These price ranges show why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Nissan Titan XE Crew Cab 4WD Insurance
Insurance prices for a Nissan Titan XE Crew Cab 4WD are also quite variable based on the actual cash value of your Titan, your driver profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional each year, depending on your age. Nissan Titan XE Crew Cab 4WD insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $560 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Nissan Titan XE Crew Cab 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Since prices can be so different, the only way to know your exact price is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and rates may be quite different between companies.
Chart shows Nissan Titan XE Crew Cab 4WD insurance prices for various situations. The cheapest price with discounts is $791. Drivers who choose higher $1,000 deductibles will pay about $1,166. The average price for a driver age 40 with no violations using $500 deductibles is $1,356. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,722. High risk drivers could be charged at least $2,904. The rate for full coverage for a 16-year-old driver can be as high as $4,948.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,228 | -$128 | -9.4% |
Alaska | $1,040 | -$316 | -23.3% |
Arizona | $1,126 | -$230 | -17.0% |
Arkansas | $1,356 | -$0 | 0.0% |
California | $1,546 | $190 | 14.0% |
Colorado | $1,298 | -$58 | -4.3% |
Connecticut | $1,396 | $40 | 2.9% |
Delaware | $1,536 | $180 | 13.3% |
Florida | $1,698 | $342 | 25.2% |
Georgia | $1,254 | -$102 | -7.5% |
Hawaii | $974 | -$382 | -28.2% |
Idaho | $918 | -$438 | -32.3% |
Illinois | $1,010 | -$346 | -25.5% |
Indiana | $1,022 | -$334 | -24.6% |
Iowa | $916 | -$440 | -32.4% |
Kansas | $1,290 | -$66 | -4.9% |
Kentucky | $1,852 | $496 | 36.6% |
Louisiana | $2,008 | $652 | 48.1% |
Maine | $838 | -$518 | -38.2% |
Maryland | $1,120 | -$236 | -17.4% |
Massachusetts | $1,084 | -$272 | -20.1% |
Michigan | $2,358 | $1,002 | 73.9% |
Minnesota | $1,136 | -$220 | -16.2% |
Mississippi | $1,626 | $270 | 19.9% |
Missouri | $1,204 | -$152 | -11.2% |
Montana | $1,456 | $100 | 7.4% |
Nebraska | $1,070 | -$286 | -21.1% |
Nevada | $1,628 | $272 | 20.1% |
New Hampshire | $978 | -$378 | -27.9% |
New Jersey | $1,516 | $160 | 11.8% |
New Mexico | $1,202 | -$154 | -11.4% |
New York | $1,430 | $74 | 5.5% |
North Carolina | $782 | -$574 | -42.3% |
North Dakota | $1,112 | -$244 | -18.0% |
Ohio | $936 | -$420 | -31.0% |
Oklahoma | $1,396 | $40 | 2.9% |
Oregon | $1,244 | -$112 | -8.3% |
Pennsylvania | $1,294 | -$62 | -4.6% |
Rhode Island | $1,810 | $454 | 33.5% |
South Carolina | $1,230 | -$126 | -9.3% |
South Dakota | $1,144 | -$212 | -15.6% |
Tennessee | $1,188 | -$168 | -12.4% |
Texas | $1,636 | $280 | 20.6% |
Utah | $1,006 | -$350 | -25.8% |
Vermont | $930 | -$426 | -31.4% |
Virginia | $812 | -$544 | -40.1% |
Washington | $1,048 | -$308 | -22.7% |
West Virginia | $1,244 | -$112 | -8.3% |
Wisconsin | $940 | -$416 | -30.7% |
Wyoming | $1,208 | -$148 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,948 |
20 | $3,088 |
30 | $1,416 |
40 | $1,356 |
50 | $1,236 |
60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,722 |
$250 | $1,554 |
$500 | $1,356 |
$1,000 | $1,166 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,356 |
50/100 | $1,429 |
100/300 | $1,520 |
250/500 | $1,756 |
100 CSL | $1,465 |
300 CSL | $1,665 |
500 CSL | $1,811 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,052 |
20 | $4,900 |
30 | $2,972 |
40 | $2,904 |
50 | $2,768 |
60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $68 |
Homeowner | $19 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $65 |
Online Quote | $96 |
Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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