Nissan Titan XE King Cab 2WD Insurance Rates

The average insurance prices for a Nissan Titan XE King Cab 2WD are $1,488 every 12 months with full coverage. Comprehensive insurance costs approximately $326, collision costs $508, and liability coverage costs $454. A liability-only policy costs as little as $538 a year, with high-risk insurance costing $3,184 or more. Teen drivers cost the most to insure at $5,564 a year or more.

Annual premium for full coverage: $1,488

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

These price differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Titan XE King Cab 2WD also range considerably based on liability limits and deductibles, your driving record, and the replacement cost of your Titan.

Choosing high deductibles could save up to $560 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 43% to 128% more than average. View High Risk Driver Rates

Your home state makes a big difference in Nissan Titan XE King Cab 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied.

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The chart above shows Nissan Titan XE King Cab 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $881. Drivers who choose higher $1,000 deductibles will pay $1,298. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,488. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,854. High risk drivers could be charged around $3,184. The price for full coverage for a teenager is $5,564.

View Chart as Image