Nissan Titan XE King Cab 4WD Insurance Rates

Average insurance prices for a Nissan Titan XE King Cab 4WD are $1,310 every 12 months for full coverage insurance. Comprehensive costs around $312 each year, collision costs $476, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing around $2,802. Teen drivers receive the highest rates at $4,804 a year or more.

Annual premium for full coverage: $1,310

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance rates.

These differences illustrate why all drivers should compare prices for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Nissan Titan XE King Cab 4WD can also vary considerably based on policy deductibles and limits, your risk profile, and the actual cash value of your Titan.

Choosing high deductibles could cut rates by as much as $530 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 128% more than average. View High Risk Driver Rates

Where you live has a huge impact on Nissan Titan XE King Cab 4WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

The chart estimates Nissan Titan XE King Cab 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $767. Drivers who choose higher $1,000 deductibles will pay $1,132. The average rate for a driver age 40 with no violations using $500 deductibles is $1,310. Using lower $100 deductibles for physical damage coverage could cost up to $1,656. High risk drivers could be charged as much as $2,802. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $4,804.

View Chart as Image