Nissan Versa 1.6 SEDAN Insurance Rates

The average insurance rates for a Nissan Versa 1.6 SEDAN are $1,198 a year for full coverage insurance. Comprehensive costs around $230, collision costs $446, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $2,588. Teen drivers cost the most to insure at $4,552 a year or more.

Annual premium for full coverage: $1,198

Policy rates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

These price differences illustrate why everyone should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Versa 1.6 SEDAN also range considerably based on your risk profile, the model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa 1.6 SEDAN insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $450 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. Nissan Versa 1.6 SEDAN insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart estimates Nissan Versa 1.6 SEDAN insurance rates for different risk profiles and scenarios. The best rate after discounts is $697. Drivers who choose higher $1,000 deductibles will pay around $1,044. The average rate for a driver age 40 with no violations using $500 deductibles is $1,198. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,494. High risk drivers could be charged around $2,588. The rate for full coverage insurance for a 16-year-old driver can be as high as $4,552.

View Chart as Image