Pontiac Vibe GT Insurance Rates

Estimated insurance rates for a Pontiac Vibe GT are $1,344 a year including full coverage. Comprehensive costs around $326 a year, collision insurance costs $572, and liability coverage costs $310. A policy with only liability insurance costs as little as $370 a year, and a high-risk policy costs around $2,892. Teenage drivers pay the most at up to $4,822 a year.

Annual premium for full coverage: $1,344

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Pontiac Vibe Trim Level

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why it is important for drivers to compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Pontiac Vibe GT also have a wide range based on your driving characteristics, the replacement cost of your Vibe, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged as much as $4,800 a year. View Rates by Age

Where you choose to live makes a big difference in Pontiac Vibe GT insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $600 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,600 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Pontiac Vibe GT insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $766. Drivers who use higher $1,000 deductibles will pay around $1,140. The average rate for a driver age 40 with no violations using $500 deductibles is $1,344. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,740. Drivers with multiple violations and accidents could be charged up to $2,892. The cost for full coverage insurance for a 16-year-old driver is $4,822.

View Chart as Image