Porsche 911 Carrera 4 2-Dr Coupe Insurance Rates

The average insurance rates for a Porsche 911 Carrera 4 2-Dr Coupe are $1,998 a year with full coverage. Comprehensive costs an estimated $494 each year, collision insurance costs $982, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $4,342. Teen drivers cost the most to insure at up to $7,052 a year.

Annual premium for full coverage: $1,998

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on insurance prices.

These price differences demonstrate why all drivers should compare rates for a targeted area, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Porsche 911 Carrera 4 2-Dr Coupe also range considerably based on the actual cash value of your 911, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $2,400 to $3,200 additional every year, depending on your age. Insurance for high-risk drivers can cost around 45% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $7,000 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 Carrera 4 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $990 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart above shows Porsche 911 Carrera 4 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest price with discounts is $1,105. Drivers who choose higher $1,000 deductibles will pay $1,664. The average price for a driver around age 40 using $500 deductibles is $1,998. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,652. High risk drivers could be charged around $4,342. The policy rate for full coverage insurance for a teenage driver is $7,052.

View Chart as Image