Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible Insurance Rates

The average auto insurance rates for a Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible are $1,968 annually with full coverage. Comprehensive insurance costs approximately $508 each year, collision costs $1,014, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing $4,276 or more. Teen drivers cost the most to insure at $6,824 a year or more.

Annual premium for full coverage: $1,968

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

These price differences demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible also range considerably based on the model year, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $2,300 to $3,100 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $1,020 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

The chart above shows Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible insurance prices for different situations. The lowest price with discounts is $1,075. Drivers who choose higher $1,000 deductibles will pay about $1,624. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,968. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,644. High risk drivers could be charged around $4,276. The policy rate for full coverage for a teenager is $6,824.

View Chart as Image