Porsche 911 GT3 2-Dr Coupe Insurance Rates

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U.S. average insurance rates for a Porsche 911 GT3 2-Dr Coupe are $2,258 a year with full coverage. Comprehensive costs an estimated $564 a year, collision insurance costs $1,172, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $4,924. Teen drivers pay the highest rates at up to $7,898 a year.

Annual premium for full coverage: $2,258

Price estimates broken down by individual coverage type:

Comprehensive $564
Collision $1172
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

For the normal driver, Porsche 911 GT3 2-Dr Coupe insurance prices range from as low as $430 for just liability insurance to a high of $4,924 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $2,258
High Risk $4,924

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,694
Small Cities $2,371
Large Cities $3,048

These price ranges demonstrate why it is important for drivers to compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Porsche 911 GT3 2-Dr Coupe are also quite variable based on your driving record, the actual cash value of your 911, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $2,100 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged at least $7,800 a year. View Rates by Age

The state you live in makes a big difference in Porsche 911 GT3 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $1,170 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $2,700 to $3,600 extra each year, depending on your age. A high-risk auto insurance policy can cost from 46% to 134% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

View Chart as Image

Porsche 911 GT3 2-Dr Coupe insurance cost comparison chart
Column chart showing Porsche 911 GT3 2-Dr Coupe insurance prices range from $1,232 to $7,898 for full coverage

The chart above shows Porsche 911 GT3 2-Dr Coupe insurance rates for various risk profiles and scenarios. The cheapest discount rate is $1,232. Drivers who choose higher $1,000 deductibles will pay around $1,864. The average rate for a driver around age 40 using $500 deductibles is $2,258. Choosing low $100 deductibles for comp and collision coverage can cost as much as $3,030. High risk drivers could be charged at least $4,924. The cost for full coverage insurance for a teenage driver is $7,898.

Porsche 911 GT3 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,040 -$218 -9.7%
Alaska $1,732 -$526 -23.3%
Arizona $1,876 -$382 -16.9%
Arkansas $2,258 -$0 0.0%
California $2,572 $314 13.9%
Colorado $2,158 -$100 -4.4%
Connecticut $2,320 $62 2.7%
Delaware $2,554 $296 13.1%
Florida $2,824 $566 25.1%
Georgia $2,086 -$172 -7.6%
Hawaii $1,622 -$636 -28.2%
Idaho $1,528 -$730 -32.3%
Illinois $1,682 -$576 -25.5%
Indiana $1,700 -$558 -24.7%
Iowa $1,524 -$734 -32.5%
Kansas $2,146 -$112 -5.0%
Kentucky $3,080 $822 36.4%
Louisiana $3,342 $1,084 48.0%
Maine $1,394 -$864 -38.3%
Maryland $1,862 -$396 -17.5%
Massachusetts $1,806 -$452 -20.0%
Michigan $3,922 $1,664 73.7%
Minnesota $1,890 -$368 -16.3%
Mississippi $2,704 $446 19.8%
Missouri $2,004 -$254 -11.2%
Montana $2,426 $168 7.4%
Nebraska $1,780 -$478 -21.2%
Nevada $2,708 $450 19.9%
New Hampshire $1,628 -$630 -27.9%
New Jersey $2,524 $266 11.8%
New Mexico $1,998 -$260 -11.5%
New York $2,376 $118 5.2%
North Carolina $1,302 -$956 -42.3%
North Dakota $1,848 -$410 -18.2%
Ohio $1,558 -$700 -31.0%
Oklahoma $2,320 $62 2.7%
Oregon $2,068 -$190 -8.4%
Pennsylvania $2,152 -$106 -4.7%
Rhode Island $3,010 $752 33.3%
South Carolina $2,046 -$212 -9.4%
South Dakota $1,906 -$352 -15.6%
Tennessee $1,976 -$282 -12.5%
Texas $2,720 $462 20.5%
Utah $1,672 -$586 -26.0%
Vermont $1,544 -$714 -31.6%
Virginia $1,354 -$904 -40.0%
Washington $1,744 -$514 -22.8%
West Virginia $2,070 -$188 -8.3%
Wisconsin $1,564 -$694 -30.7%
Wyoming $2,012 -$246 -10.9%

View Chart as Image

Porsche 911 GT3 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Porsche 911 GT3 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $7,898
20 $5,256
30 $2,398
40 $2,258
50 $2,052
60 $2,018

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 GT3 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,030
$250 $2,668
$500 $2,258
$1,000 $1,864

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 GT3 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,258
50/100 $2,331
100/300 $2,422
250/500 $2,658
100 CSL $2,367
300 CSL $2,567
500 CSL $2,713

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 GT3 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $11,418
20 $8,368
30 $5,084
40 $4,924
50 $4,692
60 $4,652

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $329

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $126
Multi-vehicle $117
Homeowner $28
5-yr Accident Free $191
5-yr Claim Free $151
Paid in Full/EFT $122
Advance Quote $123
Online Quote $168
Total Discounts $1,026
Rate after discounts $1,232

Discounts are estimated and may not be available from every company or in every state.

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