Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates
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Average auto insurance rates for a Porsche Panamera 4S AWD 4-Dr Hatchback are $2,118 annually including full coverage. Comprehensive insurance costs an estimated $550, collision costs $1,046, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $4,590 or more. Teen drivers receive the highest rates at $7,384 a year or more.
Annual premium for full coverage: $2,118
Rate estimates broken down by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Porsche Panamera Trim Level
Using a middle-aged driver as an example, prices go from as cheap as $430 for the bare minimum liability coverage to a much higher rate of $4,590 for a high-risk driver policy.
These differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Porsche Panamera 4S AWD 4-Dr Hatchback Insurance
Car insurance rates for a Porsche Panamera 4S AWD 4-Dr Hatchback can also vary considerably based on the model year of your Panamera, your driving characteristics, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,900 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged at least $7,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $2,500 to $3,300 extra per year, depending on your age. High-risk driver insurance can be around 45% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $1,070 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Porsche Panamera 4S AWD 4-Dr Hatchback insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.
The chart above shows average Porsche Panamera 4S AWD 4-Dr Hatchback insurance prices for different situations. The cheapest price with discounts is $1,170. Drivers who choose higher $1,000 deductibles will pay about $1,756. The average price for a driver around age 40 using $500 deductibles is $2,118. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,822. High risk drivers could be charged as much as $4,590. The price for full coverage for a teenage driver can be as high as $7,384.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,914 | -$204 | -9.6% |
Alaska | $1,622 | -$496 | -23.4% |
Arizona | $1,758 | -$360 | -17.0% |
Arkansas | $2,118 | -$0 | 0.0% |
California | $2,412 | $294 | 13.9% |
Colorado | $2,024 | -$94 | -4.4% |
Connecticut | $2,176 | $58 | 2.7% |
Delaware | $2,398 | $280 | 13.2% |
Florida | $2,648 | $530 | 25.0% |
Georgia | $1,956 | -$162 | -7.6% |
Hawaii | $1,522 | -$596 | -28.1% |
Idaho | $1,432 | -$686 | -32.4% |
Illinois | $1,578 | -$540 | -25.5% |
Indiana | $1,594 | -$524 | -24.7% |
Iowa | $1,428 | -$690 | -32.6% |
Kansas | $2,014 | -$104 | -4.9% |
Kentucky | $2,890 | $772 | 36.4% |
Louisiana | $3,132 | $1,014 | 47.9% |
Maine | $1,306 | -$812 | -38.3% |
Maryland | $1,748 | -$370 | -17.5% |
Massachusetts | $1,692 | -$426 | -20.1% |
Michigan | $3,678 | $1,560 | 73.7% |
Minnesota | $1,772 | -$346 | -16.3% |
Mississippi | $2,538 | $420 | 19.8% |
Missouri | $1,878 | -$240 | -11.3% |
Montana | $2,274 | $156 | 7.4% |
Nebraska | $1,668 | -$450 | -21.2% |
Nevada | $2,538 | $420 | 19.8% |
New Hampshire | $1,526 | -$592 | -28.0% |
New Jersey | $2,366 | $248 | 11.7% |
New Mexico | $1,874 | -$244 | -11.5% |
New York | $2,230 | $112 | 5.3% |
North Carolina | $1,220 | -$898 | -42.4% |
North Dakota | $1,734 | -$384 | -18.1% |
Ohio | $1,460 | -$658 | -31.1% |
Oklahoma | $2,176 | $58 | 2.7% |
Oregon | $1,940 | -$178 | -8.4% |
Pennsylvania | $2,020 | -$98 | -4.6% |
Rhode Island | $2,824 | $706 | 33.3% |
South Carolina | $1,920 | -$198 | -9.3% |
South Dakota | $1,786 | -$332 | -15.7% |
Tennessee | $1,854 | -$264 | -12.5% |
Texas | $2,552 | $434 | 20.5% |
Utah | $1,568 | -$550 | -26.0% |
Vermont | $1,448 | -$670 | -31.6% |
Virginia | $1,270 | -$848 | -40.0% |
Washington | $1,636 | -$482 | -22.8% |
West Virginia | $1,942 | -$176 | -8.3% |
Wisconsin | $1,466 | -$652 | -30.8% |
Wyoming | $1,886 | -$232 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,384 |
20 | $4,886 |
30 | $2,248 |
40 | $2,118 |
50 | $1,922 |
60 | $1,888 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,822 |
$250 | $2,496 |
$500 | $2,118 |
$1,000 | $1,756 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,118 |
50/100 | $2,191 |
100/300 | $2,282 |
250/500 | $2,518 |
100 CSL | $2,227 |
300 CSL | $2,427 |
500 CSL | $2,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,656 |
20 | $7,770 |
30 | $4,734 |
40 | $4,590 |
50 | $4,372 |
60 | $4,332 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $118 |
Multi-vehicle | $108 |
Homeowner | $27 |
5-yr Accident Free | $174 |
5-yr Claim Free | $140 |
Paid in Full/EFT | $111 |
Advance Quote | $113 |
Online Quote | $157 |
Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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