SAAB 9-3 2.0T 2-Dr Convertible Insurance Rates

U.S. average auto insurance rates for a SAAB 9-3 2.0T 2-Dr Convertible are $1,602 annually with full coverage. Comprehensive costs an estimated $382, collision insurance costs $698, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $3,460. Teen drivers pay the highest rates at up to $5,774 a year.

Annual premium for full coverage: $1,602

Price estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The price range example below illustrates how location impacts insurance prices.

These price ranges demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a SAAB 9-3 2.0T 2-Dr Convertible are also quite variable based on the actual cash value of your 9-3, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay at least $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,900 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $730 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in SAAB 9-3 2.0T 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates may be quite different between companies.

View Chart as Image

The chart above shows SAAB 9-3 2.0T 2-Dr Convertible insurance prices for various situations. The cheapest discount price is $907. Drivers who choose higher $1,000 deductibles will pay about $1,356. The average price for a driver around age 40 using $500 deductibles is $1,602. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,080. High risk drivers could be charged at least $3,460. The price for full coverage insurance for a teenage driver is $5,774.

View Chart as Image