SAAB 9-3 2.0T Station Wagon Insurance Rates

Estimated insurance rates for a SAAB 9-3 2.0T Station Wagon are $1,434 a year including full coverage. Comprehensive insurance costs approximately $354 each year, collision insurance costs $634, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs $3,092 or more. Teen drivers pay the most at up to $5,110 a year.

Annual premium for full coverage: $1,434

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

These rate differences highlight why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a SAAB 9-3 2.0T Station Wagon also have a wide range based on your driving characteristics, the replacement cost of your 9-3, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on SAAB 9-3 2.0T Station Wagon insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows average SAAB 9-3 2.0T Station Wagon insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $811. Drivers who choose higher $1,000 deductibles will pay around $1,212. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,434. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,872. High risk drivers could be charged up to $3,092. The policy rate for full coverage for a teenager can be as high as $5,110.

View Chart as Image