SAAB 9-3 Aero Station Wagon Insurance Rates

The average insurance rates for a SAAB 9-3 Aero Station Wagon are $1,526 a year including full coverage. Comprehensive insurance costs on average $382, collision costs $698, and liability coverage costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing $3,292 or more. Teen drivers cost the most to insure at $5,402 a year or more.

Annual premium for full coverage: $1,526

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

These price differences highlight why anyone shopping for car insurance should compare prices based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a SAAB 9-3 Aero Station Wagon also range considerably based on the model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,800 to $2,400 additional every year, depending on your age. High-risk driver insurance can be around 44% to 132% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,400 a year. View Rates by Age

Your home state has a huge impact on SAAB 9-3 Aero Station Wagon insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $730 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied.

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The chart above shows average SAAB 9-3 Aero Station Wagon insurance prices for different risks and coverage choices. The cheapest price with discounts is $858. Drivers who choose higher $1,000 deductibles will pay $1,280. The average price for a 40-year-old male driver using $500 deductibles is $1,526. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,004. High risk drivers could be charged around $3,292. The price for full coverage for a teen driver can be as high as $5,402.

View Chart as Image