SAAB 9-3 Aero XWD 4-Dr Sedan Insurance Rates

U.S. average insurance rates for a SAAB 9-3 Aero XWD 4-Dr Sedan are $1,526 a year for full coverage. Comprehensive insurance costs an estimated $382, collision costs $698, and liability costs around $310. Just liability insurance costs as low as $370 a year, with coverage for high-risk drivers costing $3,292 or more. Teen drivers pay the highest rates at $5,402 a year or more.

Annual premium for full coverage: $1,526

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

These price ranges show why everyone should compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a SAAB 9-3 Aero XWD 4-Dr Sedan are also quite variable based on your driving record, the model year of your 9-3, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

The state you live in has a huge impact on SAAB 9-3 Aero XWD 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $730 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,800 to $2,400 extra each year, depending on your age. SAAB 9-3 Aero XWD 4-Dr Sedan insurance for high-risk drivers can be as much as 44% to 132% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates may be quite different from one company to the next.

View Chart as Image

Chart shows SAAB 9-3 Aero XWD 4-Dr Sedan insurance rates for different risk profiles and scenarios. The best rate after discounts is $858. Drivers who choose higher $1,000 deductibles will pay around $1,280. The average rate for a driver around age 40 using $500 deductibles is $1,526. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,004. High risk drivers could be charged at least $3,292. The rate for full coverage for a teenage driver can be as high as $5,402.

View Chart as Image