Saturn Outlook XR-L Premium 2WD Insurance Rates

Average insurance rates for a Saturn Outlook XR-L Premium 2WD are $1,552 a year including full coverage. Comprehensive insurance costs around $396 a year, collision insurance costs $634, and liability coverage costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $3,328 or more. Teen drivers receive the highest rates at up to $5,546 a year.

Annual premium for full coverage: $1,552

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

These differences highlight why it is important for drivers to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Saturn Outlook XR-L Premium 2WD can also vary considerably based on your driver profile, the replacement cost of your Outlook, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,500 a year. View Rates by Age

Where you live makes a big difference in Saturn Outlook XR-L Premium 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $690 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows average Saturn Outlook XR-L Premium 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $891. Drivers who choose higher $1,000 deductibles will pay around $1,320. The average rate for a driver age 40 with no violations using $500 deductibles is $1,552. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,004. High risk drivers could be charged as much as $3,328. The cost for full coverage for a 16-year-old driver is $5,546.

View Chart as Image