Subaru Forester X Limited Edition AWD Insurance Rates

U.S. average insurance prices for a Subaru Forester X Limited Edition AWD are $1,354 every 12 months for full coverage. Comprehensive insurance costs an estimated $368 a year, collision insurance costs $540, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs $2,882 or more. Teen drivers pay the highest rates at up to $4,762 a year.

Annual premium for full coverage: $1,354

Price estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Forester Trim Level

These price ranges show why it is important for drivers to compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Subaru Forester X Limited Edition AWD are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Choosing high deductibles could save up to $610 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,600 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 133% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Subaru Forester X Limited Edition AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

Chart shows Subaru Forester X Limited Edition AWD insurance rates for various coverage choices and risks. The cheapest discount rate is $784. Drivers who choose higher $1,000 deductibles will pay $1,148. The average rate for a driver around age 40 using $500 deductibles is $1,354. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,750. High risk drivers could be charged at least $2,882. The cost for full coverage for a teenage driver is $4,762.

View Chart as Image