Suzuki SX4 Sport S Insurance Rates

Estimated insurance rates for a Suzuki SX4 Sport S are $1,424 a year for full coverage insurance. Comprehensive costs on average $298 each year, collision costs $604, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,092. Teen drivers pay the most at $5,276 a year or more.

Annual premium for full coverage: $1,424

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Suzuki SX4 Trim Level

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Suzuki SX4 Sport S also have a wide range based on your driving characteristics, the model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Suzuki SX4 Sport S insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $610 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 133% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart estimates Suzuki SX4 Sport S insurance rates for different risk profiles and scenarios. The cheapest discount rate is $812. Drivers who choose higher $1,000 deductibles will pay around $1,220. The average rate for a 40-year-old male driver using $500 deductibles is $1,424. Using lower $100 deductibles for physical damage coverage could cost up to $1,824. High risk drivers could be charged up to $3,092. The policy rate for full coverage insurance for a teen driver can be as high as $5,276.

View Chart as Image