Toyota Avalon Limited Insurance Rates
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U.S. average auto insurance rates for a Toyota Avalon Limited are $1,418 annually including full coverage. Comprehensive insurance costs an estimated $368, collision costs $604, and liability insurance costs $310. Just liability insurance costs as little as $370 a year, with coverage for high-risk drivers costing $3,038 or more. Teen drivers pay the highest rates at $5,010 a year or more.
Annual premium for full coverage: $1,418
Price estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Avalon Trim Level
For a 40-year-old driver, Toyota Avalon Limited insurance prices go from as cheap as $370 for minimum levels of liability insurance to the much higher price of $3,038 for high-risk insurance.
These price ranges highlight why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Toyota Avalon Limited Insurance
Insurance rates for a Toyota Avalon Limited are also quite variable based on the actual cash value of your Avalon, your driving characteristics, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,600 to $2,200 extra each year, depending on your age. Toyota Avalon Limited insurance for high-risk drivers can cost anywhere from 44% to 126% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $650 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Toyota Avalon Limited insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different between companies.
The chart above shows average Toyota Avalon Limited insurance prices for different situations. The lowest price with discounts is $808. Drivers who choose higher $1,000 deductibles will pay about $1,196. The average price for a driver around age 40 using $500 deductibles is $1,418. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,842. High risk drivers could be charged at least $3,038. The rate for full coverage for a teenage driver is $5,010.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,280 | -$138 | -9.7% |
Alaska | $1,084 | -$334 | -23.6% |
Arizona | $1,174 | -$244 | -17.2% |
Arkansas | $1,418 | -$0 | 0.0% |
California | $1,614 | $196 | 13.8% |
Colorado | $1,352 | -$66 | -4.7% |
Connecticut | $1,454 | $36 | 2.5% |
Delaware | $1,600 | $182 | 12.8% |
Florida | $1,768 | $350 | 24.7% |
Georgia | $1,310 | -$108 | -7.6% |
Hawaii | $1,018 | -$400 | -28.2% |
Idaho | $960 | -$458 | -32.3% |
Illinois | $1,054 | -$364 | -25.7% |
Indiana | $1,066 | -$352 | -24.8% |
Iowa | $954 | -$464 | -32.7% |
Kansas | $1,344 | -$74 | -5.2% |
Kentucky | $1,930 | $512 | 36.1% |
Louisiana | $2,098 | $680 | 48.0% |
Maine | $874 | -$544 | -38.4% |
Maryland | $1,168 | -$250 | -17.6% |
Massachusetts | $1,128 | -$290 | -20.5% |
Michigan | $2,458 | $1,040 | 73.3% |
Minnesota | $1,184 | -$234 | -16.5% |
Mississippi | $1,696 | $278 | 19.6% |
Missouri | $1,256 | -$162 | -11.4% |
Montana | $1,520 | $102 | 7.2% |
Nebraska | $1,116 | -$302 | -21.3% |
Nevada | $1,698 | $280 | 19.7% |
New Hampshire | $1,020 | -$398 | -28.1% |
New Jersey | $1,584 | $166 | 11.7% |
New Mexico | $1,252 | -$166 | -11.7% |
New York | $1,492 | $74 | 5.2% |
North Carolina | $816 | -$602 | -42.5% |
North Dakota | $1,160 | -$258 | -18.2% |
Ohio | $976 | -$442 | -31.2% |
Oklahoma | $1,452 | $34 | 2.4% |
Oregon | $1,298 | -$120 | -8.5% |
Pennsylvania | $1,350 | -$68 | -4.8% |
Rhode Island | $1,888 | $470 | 33.1% |
South Carolina | $1,284 | -$134 | -9.4% |
South Dakota | $1,192 | -$226 | -15.9% |
Tennessee | $1,238 | -$180 | -12.7% |
Texas | $1,706 | $288 | 20.3% |
Utah | $1,046 | -$372 | -26.2% |
Vermont | $968 | -$450 | -31.7% |
Virginia | $848 | -$570 | -40.2% |
Washington | $1,092 | -$326 | -23.0% |
West Virginia | $1,300 | -$118 | -8.3% |
Wisconsin | $978 | -$440 | -31.0% |
Wyoming | $1,262 | -$156 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,010 |
20 | $3,226 |
30 | $1,492 |
40 | $1,418 |
50 | $1,290 |
60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,842 |
$250 | $1,648 |
$500 | $1,418 |
$1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,418 |
50/100 | $1,480 |
100/300 | $1,558 |
250/500 | $1,759 |
100 CSL | $1,511 |
300 CSL | $1,682 |
500 CSL | $1,806 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,184 |
20 | $5,118 |
30 | $3,124 |
40 | $3,038 |
50 | $2,890 |
60 | $2,862 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $71 |
Homeowner | $19 |
5-yr Accident Free | $108 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $69 |
Advance Quote | $71 |
Online Quote | $103 |
Total Discounts | $610 |
Discounts are estimated and may not be available from every company or in every state.
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