Toyota Camry LE Insurance Rates
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Average auto insurance rates for a Toyota Camry LE are $1,346 annually for full coverage insurance. Comprehensive insurance costs on average $284 a year, collision insurance costs $540, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,914 or more. Teen drivers receive the highest rates at up to $5,008 a year.
Annual premium for full coverage: $1,346
Rate estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Camry Trim Level
For a driver in their 40's, prices range from as cheap as $430 for minimum levels of liability insurance to a high of $2,914 for a driver who has had serious violations or accidents.
These differences illustrate why it is important for drivers to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Camry LE Insurance
Car insurance rates for a Toyota Camry LE can also vary considerably based on the model year of your Camry, your risk profile, and policy deductibles and limits.
Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $560 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Toyota Camry LE insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.
The chart estimates Toyota Camry LE insurance prices for various situations. The cheapest discount price is $773. Drivers who choose higher $1,000 deductibles will pay about $1,160. The average price for a 40-year-old male driver using $500 deductibles is $1,346. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,712. High risk drivers could be charged as much as $2,914. The cost for full coverage for a teen driver is $5,008.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,218 | -$128 | -9.5% |
Alaska | $1,032 | -$314 | -23.3% |
Arizona | $1,118 | -$228 | -16.9% |
Arkansas | $1,346 | -$0 | 0.0% |
California | $1,534 | $188 | 14.0% |
Colorado | $1,288 | -$58 | -4.3% |
Connecticut | $1,384 | $38 | 2.8% |
Delaware | $1,524 | $178 | 13.2% |
Florida | $1,684 | $338 | 25.1% |
Georgia | $1,244 | -$102 | -7.6% |
Hawaii | $968 | -$378 | -28.1% |
Idaho | $910 | -$436 | -32.4% |
Illinois | $1,002 | -$344 | -25.6% |
Indiana | $1,014 | -$332 | -24.7% |
Iowa | $908 | -$438 | -32.5% |
Kansas | $1,280 | -$66 | -4.9% |
Kentucky | $1,836 | $490 | 36.4% |
Louisiana | $1,994 | $648 | 48.1% |
Maine | $832 | -$514 | -38.2% |
Maryland | $1,112 | -$234 | -17.4% |
Massachusetts | $1,078 | -$268 | -19.9% |
Michigan | $2,340 | $994 | 73.8% |
Minnesota | $1,126 | -$220 | -16.3% |
Mississippi | $1,614 | $268 | 19.9% |
Missouri | $1,194 | -$152 | -11.3% |
Montana | $1,446 | $100 | 7.4% |
Nebraska | $1,062 | -$284 | -21.1% |
Nevada | $1,616 | $270 | 20.1% |
New Hampshire | $972 | -$374 | -27.8% |
New Jersey | $1,506 | $160 | 11.9% |
New Mexico | $1,192 | -$154 | -11.4% |
New York | $1,418 | $72 | 5.3% |
North Carolina | $776 | -$570 | -42.3% |
North Dakota | $1,104 | -$242 | -18.0% |
Ohio | $928 | -$418 | -31.1% |
Oklahoma | $1,384 | $38 | 2.8% |
Oregon | $1,234 | -$112 | -8.3% |
Pennsylvania | $1,284 | -$62 | -4.6% |
Rhode Island | $1,796 | $450 | 33.4% |
South Carolina | $1,220 | -$126 | -9.4% |
South Dakota | $1,136 | -$210 | -15.6% |
Tennessee | $1,180 | -$166 | -12.3% |
Texas | $1,624 | $278 | 20.7% |
Utah | $998 | -$348 | -25.9% |
Vermont | $920 | -$426 | -31.6% |
Virginia | $806 | -$540 | -40.1% |
Washington | $1,040 | -$306 | -22.7% |
West Virginia | $1,236 | -$110 | -8.2% |
Wisconsin | $934 | -$412 | -30.6% |
Wyoming | $1,200 | -$146 | -10.8% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,008 |
20 | $3,118 |
30 | $1,406 |
40 | $1,346 |
50 | $1,228 |
60 | $1,206 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,712 |
$250 | $1,542 |
$500 | $1,346 |
$1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,346 |
50/100 | $1,419 |
100/300 | $1,510 |
250/500 | $1,746 |
100 CSL | $1,455 |
300 CSL | $1,655 |
500 CSL | $1,801 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,144 |
20 | $4,956 |
30 | $2,980 |
40 | $2,914 |
50 | $2,780 |
60 | $2,756 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $19 |
5-yr Accident Free | $101 |
5-yr Claim Free | $87 |
Paid in Full/EFT | $63 |
Advance Quote | $67 |
Online Quote | $95 |
Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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