Toyota Camry LE Insurance Rates

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Average auto insurance rates for a Toyota Camry LE are $1,346 annually for full coverage insurance. Comprehensive insurance costs on average $284 a year, collision insurance costs $540, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,914 or more. Teen drivers receive the highest rates at up to $5,008 a year.

Annual premium for full coverage: $1,346

Rate estimates by individual coverage type:

Comprehensive $284
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Camry Trim Level

For a driver in their 40's, prices range from as cheap as $430 for minimum levels of liability insurance to a high of $2,914 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,346
High Risk $2,914

These differences illustrate why it is important for drivers to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Toyota Camry LE can also vary considerably based on the model year of your Camry, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $560 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota Camry LE insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

Toyota Camry LE insurance cost comparison chart
Column chart showing Toyota Camry LE insurance prices range from $773 to $5,008 for full coverage

The chart estimates Toyota Camry LE insurance prices for various situations. The cheapest discount price is $773. Drivers who choose higher $1,000 deductibles will pay about $1,160. The average price for a 40-year-old male driver using $500 deductibles is $1,346. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,712. High risk drivers could be charged as much as $2,914. The cost for full coverage for a teen driver is $5,008.

Toyota Camry LE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,534 $188 14.0%
Colorado $1,288 -$58 -4.3%
Connecticut $1,384 $38 2.8%
Delaware $1,524 $178 13.2%
Florida $1,684 $338 25.1%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $908 -$438 -32.5%
Kansas $1,280 -$66 -4.9%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $832 -$514 -38.2%
Maryland $1,112 -$234 -17.4%
Massachusetts $1,078 -$268 -19.9%
Michigan $2,340 $994 73.8%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,614 $268 19.9%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,616 $270 20.1%
New Hampshire $972 -$374 -27.8%
New Jersey $1,506 $160 11.9%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,104 -$242 -18.0%
Ohio $928 -$418 -31.1%
Oklahoma $1,384 $38 2.8%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,796 $450 33.4%
South Carolina $1,220 -$126 -9.4%
South Dakota $1,136 -$210 -15.6%
Tennessee $1,180 -$166 -12.3%
Texas $1,624 $278 20.7%
Utah $998 -$348 -25.9%
Vermont $920 -$426 -31.6%
Virginia $806 -$540 -40.1%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $934 -$412 -30.6%
Wyoming $1,200 -$146 -10.8%

View Chart as Image

Toyota Camry LE insurance rates by U.S. city

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Rates by Driver Age

Toyota Camry LE Insurance Rates by Driver Age
Driver Age Premium
16 $5,008
20 $3,118
30 $1,406
40 $1,346
50 $1,228
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Toyota Camry LE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,542
$500 $1,346
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Toyota Camry LE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,419
100/300 $1,510
250/500 $1,746
100 CSL $1,455
300 CSL $1,655
500 CSL $1,801

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Camry LE Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,956
30 $2,980
40 $2,914
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $95
Total Discounts $573
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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