Toyota Sequoia Platinum 4WD Insurance Rates

Average insurance prices for a Toyota Sequoia Platinum 4WD are $1,584 every 12 months with full coverage. Comprehensive costs around $396 each year, collision costs $666, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing around $3,406. Teen drivers receive the highest rates at $5,670 a year or more.

Annual premium for full coverage: $1,584

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Sequoia Trim Level

Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population tend to have more infrequent collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These differences demonstrate why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Toyota Sequoia Platinum 4WD can also vary considerably based on policy deductibles and limits, your driving record, and the actual cash value of your Sequoia.

Choosing high deductibles could save up to $710 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,800 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 127% more than average. View High Risk Driver Rates

Where you live makes a big difference in Toyota Sequoia Platinum 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart above shows Toyota Sequoia Platinum 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $905. Drivers who choose higher $1,000 deductibles will pay $1,344. The average rate for a driver age 40 with no violations using $500 deductibles is $1,584. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,050. High risk drivers could be charged as much as $3,406. The policy rate for full coverage insurance for a 16-year-old driver is $5,670.

View Chart as Image