Toyota Tacoma X-Runner 2WD Insurance Rates

Estimated auto insurance rates for a Toyota Tacoma X-Runner 2WD are $1,438 annually including full coverage. Comprehensive insurance costs an estimated $312, collision costs $604, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,114 or more. Teen drivers pay the most at $5,298 a year or more.

Annual premium for full coverage: $1,438

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tacoma Trim Level

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Toyota Tacoma X-Runner 2WD also have a wide range based on the replacement cost of your Tacoma, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $620 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Toyota Tacoma X-Runner 2WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

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The chart above shows average Toyota Tacoma X-Runner 2WD insurance prices for different situations. The best price after discounts is $819. Drivers who choose higher $1,000 deductibles will pay about $1,230. The average price for a driver around age 40 using $500 deductibles is $1,438. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,842. High risk drivers could be charged up to $3,114. The price for full coverage for a teenage driver can be as high as $5,298.

View Chart as Image