Toyota Tundra Regular Cab 4WD Insurance Rates

The average insurance prices for a Toyota Tundra Regular Cab 4WD are $1,392 every 12 months for full coverage. Comprehensive insurance costs on average $326 a year, collision insurance costs $476, and liability costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs $2,972 or more. Teen drivers cost the most to insure at up to $5,144 a year.

Annual premium for full coverage: $1,392

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

These price differences show why it is important for drivers to compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Toyota Tundra Regular Cab 4WD also range considerably based on liability limits and deductibles, your driver profile, and the model year of your Tundra.

Choosing high deductibles could save up to $540 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $369 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 129% more than average. View High Risk Driver Rates

Your home state makes a big difference in Toyota Tundra Regular Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so the rates will be varied.

View Chart as Image

Chart shows Toyota Tundra Regular Cab 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $825. Drivers who choose higher $1,000 deductibles will pay $1,210. The average rate for a 40-year-old male driver using $500 deductibles is $1,392. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,744. High risk drivers could be charged around $2,972. The cost for full coverage for a teen driver is $5,144.

View Chart as Image