Toyota Tundra SR/5 Crew Max 2WD Insurance Rates
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Average auto insurance rates for a Toyota Tundra SR/5 Crew Max 2WD are $1,442 annually for full coverage. Comprehensive costs approximately $312 a year, collision costs $540, and liability coverage costs around $410. Only liability insurance costs as low as $486 a year, with high-risk insurance costing around $3,104. Teen drivers receive the highest rates at $5,370 a year or more.
Annual premium for full coverage: $1,442
Rate estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Tundra Trim Level
For an average driver, prices go from as cheap as $486 for liability-only coverage to a high of $3,104 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance prices.
These differences show why it is important for drivers to compare prices using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Tundra SR/5 Crew Max 2WD Insurance
Insurance rates for a Toyota Tundra SR/5 Crew Max 2WD can also vary considerably based on the model year of your Tundra, your driver profile, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $570 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Toyota Tundra SR/5 Crew Max 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to know which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.
Chart shows Toyota Tundra SR/5 Crew Max 2WD insurance prices for different situations. The cheapest price with discounts is $839. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,442. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,818. High risk drivers could be charged as much as $3,104. The cost for full coverage insurance for a teenager can be as high as $5,370.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,304 | -$138 | -9.6% |
Alaska | $1,106 | -$336 | -23.3% |
Arizona | $1,198 | -$244 | -16.9% |
Arkansas | $1,442 | -$0 | 0.0% |
California | $1,644 | $202 | 14.0% |
Colorado | $1,376 | -$66 | -4.6% |
Connecticut | $1,482 | $40 | 2.8% |
Delaware | $1,632 | $190 | 13.2% |
Florida | $1,804 | $362 | 25.1% |
Georgia | $1,332 | -$110 | -7.6% |
Hawaii | $1,034 | -$408 | -28.3% |
Idaho | $978 | -$464 | -32.2% |
Illinois | $1,074 | -$368 | -25.5% |
Indiana | $1,090 | -$352 | -24.4% |
Iowa | $974 | -$468 | -32.5% |
Kansas | $1,368 | -$74 | -5.1% |
Kentucky | $1,966 | $524 | 36.3% |
Louisiana | $2,136 | $694 | 48.1% |
Maine | $892 | -$550 | -38.1% |
Maryland | $1,190 | -$252 | -17.5% |
Massachusetts | $1,152 | -$290 | -20.1% |
Michigan | $2,506 | $1,064 | 73.8% |
Minnesota | $1,208 | -$234 | -16.2% |
Mississippi | $1,728 | $286 | 19.8% |
Missouri | $1,280 | -$162 | -11.2% |
Montana | $1,550 | $108 | 7.5% |
Nebraska | $1,138 | -$304 | -21.1% |
Nevada | $1,730 | $288 | 20.0% |
New Hampshire | $1,042 | -$400 | -27.7% |
New Jersey | $1,616 | $174 | 12.1% |
New Mexico | $1,276 | -$166 | -11.5% |
New York | $1,520 | $78 | 5.4% |
North Carolina | $830 | -$612 | -42.4% |
North Dakota | $1,182 | -$260 | -18.0% |
Ohio | $996 | -$446 | -30.9% |
Oklahoma | $1,480 | $38 | 2.6% |
Oregon | $1,320 | -$122 | -8.5% |
Pennsylvania | $1,374 | -$68 | -4.7% |
Rhode Island | $1,924 | $482 | 33.4% |
South Carolina | $1,308 | -$134 | -9.3% |
South Dakota | $1,218 | -$224 | -15.5% |
Tennessee | $1,262 | -$180 | -12.5% |
Texas | $1,736 | $294 | 20.4% |
Utah | $1,068 | -$374 | -25.9% |
Vermont | $986 | -$456 | -31.6% |
Virginia | $864 | -$578 | -40.1% |
Washington | $1,114 | -$328 | -22.7% |
West Virginia | $1,322 | -$120 | -8.3% |
Wisconsin | $998 | -$444 | -30.8% |
Wyoming | $1,284 | -$158 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,370 |
20 | $3,316 |
30 | $1,502 |
40 | $1,442 |
50 | $1,316 |
60 | $1,290 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,818 |
$250 | $1,644 |
$500 | $1,442 |
$1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,442 |
50/100 | $1,524 |
100/300 | $1,627 |
250/500 | $1,893 |
100 CSL | $1,565 |
300 CSL | $1,791 |
500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,648 |
20 | $5,262 |
30 | $3,172 |
40 | $3,104 |
50 | $2,960 |
60 | $2,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $74 |
Homeowner | $21 |
5-yr Accident Free | $104 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $65 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $603 |
Discounts are estimated and may not be available from every company or in every state.
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