Toyota Tundra SR/5 Double Cab 4WD Insurance Rates

U.S. average insurance prices for a Toyota Tundra SR/5 Double Cab 4WD are $1,438 every 12 months including full coverage. Comprehensive insurance costs an estimated $340 each year, collision insurance costs $508, and liability insurance costs $410. Just liability insurance costs as little as $486 a year, and coverage for high-risk drivers costs $3,072 or more. Teenage drivers pay the highest rates at up to $5,290 a year.

Annual premium for full coverage: $1,438

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

These price ranges highlight why all drivers should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Toyota Tundra SR/5 Double Cab 4WD are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $570 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Toyota Tundra SR/5 Double Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

The chart above shows average Toyota Tundra SR/5 Double Cab 4WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $847. Drivers who use higher $1,000 deductibles will pay $1,244. The average rate for a driver around age 40 using $500 deductibles is $1,438. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,808. Drivers with multiple violations and accidents could be charged at least $3,072. The policy rate for full coverage for a teenage driver is $5,290.

View Chart as Image