Toyota Venza 2WD 4-Dr Insurance Rates

Average insurance prices for a Toyota Venza 2WD 4-Dr are $1,420 every 12 months including full coverage. Comprehensive insurance costs on average $326, collision insurance costs $572, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,060 or more. Teen drivers receive the highest rates at up to $5,194 a year.

Annual premium for full coverage: $1,420

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Venza Trim Level

These differences highlight why everyone should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Toyota Venza 2WD 4-Dr can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year of your Venza.

Choosing high deductibles could cut rates by as much as $600 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. Toyota Venza 2WD 4-Dr insurance for high-risk drivers can be around 44% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Toyota Venza 2WD 4-Dr insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

The chart above shows average Toyota Venza 2WD 4-Dr insurance rates for various coverage choices and risks. The cheapest rate with discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,816. High risk drivers could be charged as much as $3,060. The rate for full coverage for a teen driver can be as high as $5,194.

View Chart as Image