Toyota Venza AWD 4-Dr Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
The average auto insurance rates for a Toyota Venza AWD 4-Dr are $1,420 annually for full coverage insurance. Comprehensive insurance costs on average $326, collision costs $572, and liability insurance costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $3,060 or more. Teen drivers cost the most to insure at $5,194 a year or more.
Annual premium for full coverage: $1,420
Policy rates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Venza Trim Level
For a driver in their 40's, Toyota Venza AWD 4-Dr insurance rates go from as cheap as $430 for liability-only coverage to the much higher price of $3,060 for a driver who has had serious violations or accidents.
These price differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Venza AWD 4-Dr Insurance
Car insurance rates for a Toyota Venza AWD 4-Dr also range considerably based on the model year, your risk profile, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Toyota Venza AWD 4-Dr insurance for high-risk drivers can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Toyota Venza AWD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Because prices have so much variability, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be varied between companies.
The chart estimates Toyota Venza AWD 4-Dr insurance prices for different situations. The lowest price with discounts is $818. Drivers who choose higher $1,000 deductibles will pay about $1,216. The average price for a 40-year-old male driver using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,816. High risk drivers could be charged around $3,060. The rate for full coverage for a teen driver is $5,194.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,284 | -$136 | -9.6% |
Alaska | $1,088 | -$332 | -23.4% |
Arizona | $1,178 | -$242 | -17.0% |
Arkansas | $1,420 | -$0 | 0.0% |
California | $1,618 | $198 | 13.9% |
Colorado | $1,358 | -$62 | -4.4% |
Connecticut | $1,462 | $42 | 3.0% |
Delaware | $1,608 | $188 | 13.2% |
Florida | $1,776 | $356 | 25.1% |
Georgia | $1,312 | -$108 | -7.6% |
Hawaii | $1,020 | -$400 | -28.2% |
Idaho | $962 | -$458 | -32.3% |
Illinois | $1,058 | -$362 | -25.5% |
Indiana | $1,068 | -$352 | -24.8% |
Iowa | $958 | -$462 | -32.5% |
Kansas | $1,350 | -$70 | -4.9% |
Kentucky | $1,938 | $518 | 36.5% |
Louisiana | $2,102 | $682 | 48.0% |
Maine | $876 | -$544 | -38.3% |
Maryland | $1,172 | -$248 | -17.5% |
Massachusetts | $1,134 | -$286 | -20.1% |
Michigan | $2,468 | $1,048 | 73.8% |
Minnesota | $1,188 | -$232 | -16.3% |
Mississippi | $1,702 | $282 | 19.9% |
Missouri | $1,260 | -$160 | -11.3% |
Montana | $1,524 | $104 | 7.3% |
Nebraska | $1,120 | -$300 | -21.1% |
Nevada | $1,704 | $284 | 20.0% |
New Hampshire | $1,024 | -$396 | -27.9% |
New Jersey | $1,586 | $166 | 11.7% |
New Mexico | $1,258 | -$162 | -11.4% |
New York | $1,496 | $76 | 5.4% |
North Carolina | $818 | -$602 | -42.4% |
North Dakota | $1,164 | -$256 | -18.0% |
Ohio | $980 | -$440 | -31.0% |
Oklahoma | $1,460 | $40 | 2.8% |
Oregon | $1,302 | -$118 | -8.3% |
Pennsylvania | $1,356 | -$64 | -4.5% |
Rhode Island | $1,894 | $474 | 33.4% |
South Carolina | $1,288 | -$132 | -9.3% |
South Dakota | $1,198 | -$222 | -15.6% |
Tennessee | $1,244 | -$176 | -12.4% |
Texas | $1,712 | $292 | 20.6% |
Utah | $1,052 | -$368 | -25.9% |
Vermont | $972 | -$448 | -31.5% |
Virginia | $850 | -$570 | -40.1% |
Washington | $1,098 | -$322 | -22.7% |
West Virginia | $1,302 | -$118 | -8.3% |
Wisconsin | $984 | -$436 | -30.7% |
Wyoming | $1,264 | -$156 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,194 |
20 | $3,264 |
30 | $1,486 |
40 | $1,420 |
50 | $1,294 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,816 |
$250 | $1,632 |
$500 | $1,420 |
$1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,420 |
50/100 | $1,493 |
100/300 | $1,584 |
250/500 | $1,820 |
100 CSL | $1,529 |
300 CSL | $1,729 |
500 CSL | $1,875 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,418 |
20 | $5,184 |
30 | $3,134 |
40 | $3,060 |
50 | $2,918 |
60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $106 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $66 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $602 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area