Volkswagen Beetle 2-Dr Convertible Insurance Rates

Estimated insurance rates for a Volkswagen Beetle 2-Dr Convertible are $1,248 a year including full coverage. Comprehensive insurance costs an estimated $326 a year, collision insurance costs $572, and liability costs around $240. Liability-only coverage costs as low as $292 a year, and high-risk coverage costs $2,680 or more. Teenage drivers pay the most at up to $4,354 a year.

Annual premium for full coverage: $1,248

Premium estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Beetle Trim Level

These rate differences highlight why it is important for drivers to compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Volkswagen Beetle 2-Dr Convertible also have a wide range based on your driving characteristics, the replacement cost of your Beetle, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Beetle 2-Dr Convertible insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $216 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be from 46% to 135% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Volkswagen Beetle 2-Dr Convertible insurance rates for various risk profiles and scenarios. The cheapest discount rate is $703. Drivers who use higher $1,000 deductibles will pay around $1,044. The average rate for a driver around age 40 using $500 deductibles is $1,248. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,644. Drivers with multiple violations and accidents could be charged up to $2,680. The cost for full coverage for a teenage driver can be as high as $4,354.

View Chart as Image