Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback Insurance Rates

U.S. average insurance prices for a Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback are $1,528 every 12 months for full coverage. Comprehensive costs an estimated $340, collision costs $666, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $3,314. Teenage drivers pay the highest rates at $5,586 a year or more.

Annual premium for full coverage: $1,528

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Golf Trim Level

Geographic Price Range

Where you live can have significant affects on insurance rates. More rural locations have more infrequent accident claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

These price ranges show why everyone should compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $680 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,800 to $2,500 extra each year, depending on your age. Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback insurance for high-risk drivers can be as much as 45% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

Chart shows Volkswagen Golf 2.0T Turbo Diesel 2-Dr Hatchback insurance rates for different coverage choices and risks. The best rate after discounts is $866. Drivers who use higher $1,000 deductibles will pay $1,300. The average rate for a driver around age 40 using $500 deductibles is $1,528. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,974. Drivers with multiple violations and accidents could be charged at least $3,314. The rate for full coverage insurance for a teenage driver can be as high as $5,586.

View Chart as Image