Volkswagen Routan S 2WD Insurance Rates
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The average auto insurance rates for a Volkswagen Routan S 2WD are $1,176 annually for full coverage insurance. Comprehensive insurance costs an estimated $284, collision costs $446, and liability coverage costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing $2,512 or more. Teen drivers cost the most to insure at $4,266 a year or more.
Annual premium for full coverage: $1,176
Policy rates broken down by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Volkswagen Routan Trim Level
For the average driver, Volkswagen Routan S 2WD insurance rates go from as cheap as $370 for a discount liability-only rate to a much higher rate of $2,512 for a driver that may need high-risk insurance.
These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Volkswagen Routan S 2WD Insurance
Auto insurance rates for a Volkswagen Routan S 2WD also range considerably based on the model year, your risk profile, and liability limits and deductibles.
An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance can cost around 45% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $490 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Volkswagen Routan S 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied between companies.
The chart estimates Volkswagen Routan S 2WD insurance prices for different situations. The cheapest price with discounts is $684. Drivers who choose higher $1,000 deductibles will pay about $1,010. The average price for a driver around age 40 using $500 deductibles is $1,176. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,494. High risk drivers could be charged around $2,512. The price for full coverage for a teenage driver is $4,266.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,062 | -$114 | -9.7% |
Alaska | $900 | -$276 | -23.5% |
Arizona | $974 | -$202 | -17.2% |
Arkansas | $1,176 | -$0 | 0.0% |
California | $1,338 | $162 | 13.8% |
Colorado | $1,120 | -$56 | -4.8% |
Connecticut | $1,206 | $30 | 2.6% |
Delaware | $1,328 | $152 | 12.9% |
Florida | $1,466 | $290 | 24.7% |
Georgia | $1,088 | -$88 | -7.5% |
Hawaii | $844 | -$332 | -28.2% |
Idaho | $796 | -$380 | -32.3% |
Illinois | $874 | -$302 | -25.7% |
Indiana | $884 | -$292 | -24.8% |
Iowa | $790 | -$386 | -32.8% |
Kansas | $1,114 | -$62 | -5.3% |
Kentucky | $1,602 | $426 | 36.2% |
Louisiana | $1,738 | $562 | 47.8% |
Maine | $724 | -$452 | -38.4% |
Maryland | $970 | -$206 | -17.5% |
Massachusetts | $936 | -$240 | -20.4% |
Michigan | $2,036 | $860 | 73.1% |
Minnesota | $982 | -$194 | -16.5% |
Mississippi | $1,408 | $232 | 19.7% |
Missouri | $1,042 | -$134 | -11.4% |
Montana | $1,260 | $84 | 7.1% |
Nebraska | $924 | -$252 | -21.4% |
Nevada | $1,408 | $232 | 19.7% |
New Hampshire | $846 | -$330 | -28.1% |
New Jersey | $1,314 | $138 | 11.7% |
New Mexico | $1,038 | -$138 | -11.7% |
New York | $1,236 | $60 | 5.1% |
North Carolina | $676 | -$500 | -42.5% |
North Dakota | $962 | -$214 | -18.2% |
Ohio | $810 | -$366 | -31.1% |
Oklahoma | $1,204 | $28 | 2.4% |
Oregon | $1,078 | -$98 | -8.3% |
Pennsylvania | $1,118 | -$58 | -4.9% |
Rhode Island | $1,566 | $390 | 33.2% |
South Carolina | $1,066 | -$110 | -9.4% |
South Dakota | $990 | -$186 | -15.8% |
Tennessee | $1,028 | -$148 | -12.6% |
Texas | $1,416 | $240 | 20.4% |
Utah | $868 | -$308 | -26.2% |
Vermont | $802 | -$374 | -31.8% |
Virginia | $702 | -$474 | -40.3% |
Washington | $906 | -$270 | -23.0% |
West Virginia | $1,078 | -$98 | -8.3% |
Wisconsin | $812 | -$364 | -31.0% |
Wyoming | $1,046 | -$130 | -11.1% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,266 |
20 | $2,672 |
30 | $1,230 |
40 | $1,176 |
50 | $1,072 |
60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,494 |
$250 | $1,348 |
$500 | $1,176 |
$1,000 | $1,010 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,176 |
50/100 | $1,238 |
100/300 | $1,316 |
250/500 | $1,517 |
100 CSL | $1,269 |
300 CSL | $1,440 |
500 CSL | $1,564 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,084 |
20 | $4,236 |
30 | $2,572 |
40 | $2,512 |
50 | $2,392 |
60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $59 |
Homeowner | $17 |
5-yr Accident Free | $85 |
5-yr Claim Free | $75 |
Paid in Full/EFT | $54 |
Advance Quote | $57 |
Online Quote | $83 |
Total Discounts | $492 |
Discounts are estimated and may not be available from every company or in every state.
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