Volkswagen Routan SEL 2WD Insurance Rates

U.S. average insurance prices for a Volkswagen Routan SEL 2WD are $1,404 every 12 months with full coverage. Comprehensive insurance costs an estimated $354, collision costs $604, and liability costs around $310. Liability-only insurance costs as low as $370 a year, with high-risk driver insurance costing $3,016 or more. Teenage drivers pay the highest rates at $4,988 a year or more.

Annual premium for full coverage: $1,404

Price estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Routan Trim Level

These price ranges demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Volkswagen Routan SEL 2WD are also quite variable based on deductibles and policy limits, your driving record, and the model year.

Using high physical damage deductibles could cut rates by as much as $640 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged at least $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen Routan SEL 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes may be quite different.

View Chart as Image

The chart above shows Volkswagen Routan SEL 2WD insurance rates for different coverage choices and risks. The cheapest discount rate is $799. Drivers who use higher $1,000 deductibles will pay $1,186. The average rate for a driver around age 40 using $500 deductibles is $1,404. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,824. Drivers with multiple violations and accidents could be charged at least $3,016. The price for full coverage for a teenage driver can be as high as $4,988.

View Chart as Image