Volkswagen Tiguan SEL 4Motion AWD Insurance Rates

U.S. average insurance rates for a Volkswagen Tiguan SEL 4Motion AWD are $1,434 a year with full coverage. Comprehensive costs approximately $354 each year, collision insurance costs $634, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs around $3,092. Teenage drivers pay the highest rates at up to $5,110 a year.

Annual premium for full coverage: $1,434

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Tiguan Trim Level

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These price ranges demonstrate why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Volkswagen Tiguan SEL 4Motion AWD are also quite variable based on the actual cash value of your Tiguan, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Tiguan SEL 4Motion AWD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $660 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.

View Chart as Image

The chart above shows Volkswagen Tiguan SEL 4Motion AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $811. Drivers who use higher $1,000 deductibles will pay $1,212. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,434. Using lower $100 deductibles for comp and collision coverage could cost up to $1,872. Drivers with multiple violations and accidents could be charged at least $3,092. The policy rate for full coverage insurance for a teenager can be as high as $5,110.

View Chart as Image