Volvo V50 2.4I Insurance Rates

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Estimated insurance rates for a Volvo V50 2.4I are $1,452 a year for full coverage insurance. Comprehensive costs an estimated $326 a year, collision insurance costs $604, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs around $3,138. Teen drivers pay the most at up to $5,318 a year.

Annual premium for full coverage: $1,452

Premium estimates broken down by individual coverage type:

Comprehensive $326
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo V50 Trim Level

For the normal driver, insurance rates for a Volvo V50 2.4I range from the low end price of $430 for your basic liability-only policy to a high of $3,138 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,452
High Risk $3,138

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,089
Small Cities $1,525
Large Cities $1,960

These rate differences illustrate why it is important for drivers to compare rates for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Volvo V50 2.4I also have a wide range based on the model year of your V50, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Volvo V50 2.4I insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Volvo V50 2.4I insurance cost comparison chart
Column chart showing Volvo V50 2.4I insurance prices range from $829 to $5,318 for full coverage

The chart estimates Volvo V50 2.4I insurance prices for various risks and coverage choices. The best price after discounts is $829. Drivers who choose higher $1,000 deductibles will pay $1,240. The average price for a driver around age 40 using $500 deductibles is $1,452. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,862. High risk drivers could be charged up to $3,138. The cost for full coverage insurance for a teenage driver is $5,318.

Volvo V50 2.4I Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,314 -$138 -9.5%
Alaska $1,112 -$340 -23.4%
Arizona $1,204 -$248 -17.1%
Arkansas $1,452 -$0 0.0%
California $1,654 $202 13.9%
Colorado $1,388 -$64 -4.4%
Connecticut $1,494 $42 2.9%
Delaware $1,644 $192 13.2%
Florida $1,816 $364 25.1%
Georgia $1,342 -$110 -7.6%
Hawaii $1,044 -$408 -28.1%
Idaho $982 -$470 -32.4%
Illinois $1,082 -$370 -25.5%
Indiana $1,092 -$360 -24.8%
Iowa $980 -$472 -32.5%
Kansas $1,380 -$72 -5.0%
Kentucky $1,980 $528 36.4%
Louisiana $2,150 $698 48.1%
Maine $896 -$556 -38.3%
Maryland $1,198 -$254 -17.5%
Massachusetts $1,160 -$292 -20.1%
Michigan $2,524 $1,072 73.8%
Minnesota $1,214 -$238 -16.4%
Mississippi $1,740 $288 19.8%
Missouri $1,288 -$164 -11.3%
Montana $1,558 $106 7.3%
Nebraska $1,146 -$306 -21.1%
Nevada $1,742 $290 20.0%
New Hampshire $1,046 -$406 -28.0%
New Jersey $1,622 $170 11.7%
New Mexico $1,286 -$166 -11.4%
New York $1,530 $78 5.4%
North Carolina $838 -$614 -42.3%
North Dakota $1,190 -$262 -18.0%
Ohio $1,002 -$450 -31.0%
Oklahoma $1,492 $40 2.8%
Oregon $1,330 -$122 -8.4%
Pennsylvania $1,386 -$66 -4.5%
Rhode Island $1,936 $484 33.3%
South Carolina $1,316 -$136 -9.4%
South Dakota $1,224 -$228 -15.7%
Tennessee $1,272 -$180 -12.4%
Texas $1,750 $298 20.5%
Utah $1,076 -$376 -25.9%
Vermont $994 -$458 -31.5%
Virginia $870 -$582 -40.1%
Washington $1,122 -$330 -22.7%
West Virginia $1,332 -$120 -8.3%
Wisconsin $1,006 -$446 -30.7%
Wyoming $1,294 -$158 -10.9%

View Chart as Image

Volvo V50 2.4I insurance rates by U.S. city

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Rates by Driver Age

Volvo V50 2.4I Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,352
30 $1,520
40 $1,452
50 $1,324
60 $1,300

Full coverage, $500 deductibles

Rates by Deductible

Volvo V50 2.4I Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,862
$250 $1,672
$500 $1,452
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Volvo V50 2.4I Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,452
50/100 $1,525
100/300 $1,616
250/500 $1,852
100 CSL $1,561
300 CSL $1,761
500 CSL $1,907

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V50 2.4I Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,326
30 $3,216
40 $3,138
50 $2,992
60 $2,964

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $110
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $829

Discounts are estimated and may not be available from every company or in every state.

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