Volvo V70 3.2 A Insurance Rates
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The average auto insurance rates for a Volvo V70 3.2 A are $1,480 annually for full coverage insurance. Comprehensive insurance costs approximately $368 each year, collision costs $666, and liability insurance costs around $310. Buying just liability costs as low as $370 a year, with insurance for high-risk drivers costing $3,192 or more. Teen drivers cost the most to insure at $5,256 a year or more.
Annual premium for full coverage: $1,480
Policy rates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Volvo V70 Trim Level
Using a 40-year-old driver as an example, Volvo V70 3.2 A insurance rates go from as cheap as $370 for just the minimum liability insurance to a high rate of $3,192 for a policy for a high-risk driver.
These price differences illustrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Volvo V70 3.2 A Insurance
Insurance rates for a Volvo V70 3.2 A also range considerably based on the model year, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $690 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more per year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Volvo V70 3.2 A insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Because prices have so much variability, the only way to figure out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied between companies.
The chart estimates Volvo V70 3.2 A insurance prices for different situations. The lowest price with discounts is $834. Drivers who choose higher $1,000 deductibles will pay about $1,246. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,480. Using lower $100 deductibles for physical damage coverage could cost up to $1,936. High risk drivers could be charged around $3,192. The policy rate for full coverage for a teenager can be as high as $5,256.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,336 | -$144 | -9.7% |
Alaska | $1,132 | -$348 | -23.5% |
Arizona | $1,228 | -$252 | -17.0% |
Arkansas | $1,480 | -$0 | 0.0% |
California | $1,686 | $206 | 13.9% |
Colorado | $1,412 | -$68 | -4.6% |
Connecticut | $1,518 | $38 | 2.6% |
Delaware | $1,672 | $192 | 13.0% |
Florida | $1,846 | $366 | 24.7% |
Georgia | $1,368 | -$112 | -7.6% |
Hawaii | $1,062 | -$418 | -28.2% |
Idaho | $1,004 | -$476 | -32.2% |
Illinois | $1,100 | -$380 | -25.7% |
Indiana | $1,114 | -$366 | -24.7% |
Iowa | $996 | -$484 | -32.7% |
Kansas | $1,404 | -$76 | -5.1% |
Kentucky | $2,018 | $538 | 36.4% |
Louisiana | $2,190 | $710 | 48.0% |
Maine | $914 | -$566 | -38.2% |
Maryland | $1,220 | -$260 | -17.6% |
Massachusetts | $1,178 | -$302 | -20.4% |
Michigan | $2,568 | $1,088 | 73.5% |
Minnesota | $1,238 | -$242 | -16.4% |
Mississippi | $1,772 | $292 | 19.7% |
Missouri | $1,312 | -$168 | -11.4% |
Montana | $1,588 | $108 | 7.3% |
Nebraska | $1,166 | -$314 | -21.2% |
Nevada | $1,774 | $294 | 19.9% |
New Hampshire | $1,066 | -$414 | -28.0% |
New Jersey | $1,654 | $174 | 11.8% |
New Mexico | $1,308 | -$172 | -11.6% |
New York | $1,558 | $78 | 5.3% |
North Carolina | $852 | -$628 | -42.4% |
North Dakota | $1,212 | -$268 | -18.1% |
Ohio | $1,020 | -$460 | -31.1% |
Oklahoma | $1,518 | $38 | 2.6% |
Oregon | $1,356 | -$124 | -8.4% |
Pennsylvania | $1,410 | -$70 | -4.7% |
Rhode Island | $1,972 | $492 | 33.2% |
South Carolina | $1,342 | -$138 | -9.3% |
South Dakota | $1,246 | -$234 | -15.8% |
Tennessee | $1,294 | -$186 | -12.6% |
Texas | $1,782 | $302 | 20.4% |
Utah | $1,094 | -$386 | -26.1% |
Vermont | $1,012 | -$468 | -31.6% |
Virginia | $886 | -$594 | -40.1% |
Washington | $1,140 | -$340 | -23.0% |
West Virginia | $1,358 | -$122 | -8.2% |
Wisconsin | $1,022 | -$458 | -30.9% |
Wyoming | $1,318 | -$162 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,256 |
20 | $3,400 |
30 | $1,560 |
40 | $1,480 |
50 | $1,348 |
60 | $1,324 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,936 |
$250 | $1,726 |
$500 | $1,480 |
$1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,480 |
50/100 | $1,542 |
100/300 | $1,620 |
250/500 | $1,821 |
100 CSL | $1,573 |
300 CSL | $1,744 |
500 CSL | $1,868 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,550 |
20 | $5,402 |
30 | $3,286 |
40 | $3,192 |
50 | $3,040 |
60 | $3,012 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $81 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $116 |
5-yr Claim Free | $96 |
Paid in Full/EFT | $74 |
Advance Quote | $76 |
Online Quote | $108 |
Total Discounts | $646 |
Discounts are estimated and may not be available from every company or in every state.
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