Volvo XC60 3.2 AWD Insurance Rates

Estimated insurance rates for a Volvo XC60 3.2 AWD are $1,312 a year including full coverage. Comprehensive costs around $326 each year, collision insurance costs $540, and liability costs $310. A liability-only policy costs as little as $370 a year, and high-risk insurance costs around $2,814. Teen drivers pay the most at up to $4,698 a year.

Annual premium for full coverage: $1,312

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC60 Trim Level

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why all drivers should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Volvo XC60 3.2 AWD also have a wide range based on your driving characteristics, the replacement cost of your XC60, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Volvo XC60 3.2 AWD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $580 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $279 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 128% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Volvo XC60 3.2 AWD insurance rates for various risk profiles and scenarios. The best rate after discounts is $753. Drivers who choose higher $1,000 deductibles will pay around $1,116. The average rate for a driver age 40 with no violations using $500 deductibles is $1,312. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,694. High risk drivers could be charged up to $2,814. The policy rate for full coverage insurance for a 16-year-old driver is $4,698.

View Chart as Image