Volvo XC60 T6-R AWD AWD Insurance Rates

The average auto insurance rates for a Volvo XC60 T6-R AWD AWD are $1,448 annually including full coverage. Comprehensive costs on average $368 each year, collision costs $634, and liability coverage costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $3,114. Teenage drivers cost the most to insure at $5,132 a year or more.

Annual premium for full coverage: $1,448

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC60 Trim Level

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

These price differences highlight why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Volvo XC60 T6-R AWD AWD also range considerably based on the model year, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $670 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo XC60 T6-R AWD AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so the rates will be varied between companies.

View Chart as Image

The chart above shows average Volvo XC60 T6-R AWD AWD insurance prices for different situations. The cheapest price with discounts is $821. Drivers who use higher $1,000 deductibles will pay about $1,222. The average price for a 40-year-old male driver using $500 deductibles is $1,448. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,890. Drivers with multiple violations and accidents could be charged around $3,114. The policy rate for full coverage insurance for a teen driver is $5,132.

View Chart as Image