Volvo XC70 3.2 AWD Station Wagon Insurance Rates

U.S. average insurance rates for a Volvo XC70 3.2 AWD Station Wagon are $1,576 a year including full coverage. Comprehensive costs approximately $382, collision insurance costs $604, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs around $3,374. Teenage drivers pay the highest rates at up to $5,724 a year.

Annual premium for full coverage: $1,576

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC70 Trim Level

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

These price ranges highlight why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Volvo XC70 3.2 AWD Station Wagon are also quite variable based on the model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,800 to $2,500 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,700 a year. View Rates by Age

The state you live in makes a big difference in Volvo XC70 3.2 AWD Station Wagon insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $660 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which insurance company is cheapest is to compare prices from multiple companies. Every company uses a different method to calculate prices, so rate quotes may be quite different.

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The chart above shows average Volvo XC70 3.2 AWD Station Wagon insurance prices for various risks and coverage choices. The cheapest discount price is $916. Drivers who use higher $1,000 deductibles will pay $1,350. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,576. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,006. Drivers with multiple violations and accidents could be charged at least $3,374. The price for full coverage insurance for a teenager is $5,724.

View Chart as Image