Volvo XC70 T6 AWD 4-Dr Insurance Rates

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Average auto insurance rates for a Volvo XC70 T6 AWD 4-Dr are $1,652 annually with full coverage. Comprehensive costs approximately $396, collision insurance costs $666, and liability costs around $410. Only liability insurance costs as low as $486 a year, and high-risk insurance costs around $3,552. Teenage drivers receive the highest rates at up to $5,990 a year.

Annual premium for full coverage: $1,652

Rate estimates by type of coverage:

Comprehensive $396
Collision $666
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC70 Trim Level

For a 40-year-old driver, prices range from as cheap as $486 for minimum levels of liability insurance to the much higher price of $3,552 for high-risk insurance.

Liability Only $486
Full Coverage $1,652
High Risk $3,552

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

Rural Areas $1,239
Small Cities $1,735
Large Cities $2,230

These differences demonstrate why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Volvo XC70 T6 AWD 4-Dr can also vary considerably based on the model year of your XC70, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,900 to $2,600 extra per year, depending on your age. Volvo XC70 T6 AWD 4-Dr insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $710 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volvo XC70 T6 AWD 4-Dr insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates can be significantly different between companies.

View Chart as Image

Volvo XC70 T6 AWD 4-Dr insurance cost comparison chart
Column chart showing Volvo XC70 T6 AWD 4-Dr insurance prices range from $952 to $5,990 for full coverage

The chart above shows Volvo XC70 T6 AWD 4-Dr insurance prices for various situations. The best price after discounts is $952. Drivers who use higher $1,000 deductibles will pay about $1,412. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,652. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,118. Drivers with multiple violations and accidents could be charged as much as $3,552. The rate for full coverage insurance for a teenager can be as high as $5,990.

Volvo XC70 T6 AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,494 -$158 -9.6%
Alaska $1,266 -$386 -23.4%
Arizona $1,372 -$280 -16.9%
Arkansas $1,652 -$0 0.0%
California $1,884 $232 14.0%
Colorado $1,576 -$76 -4.6%
Connecticut $1,696 $44 2.7%
Delaware $1,870 $218 13.2%
Florida $2,068 $416 25.2%
Georgia $1,528 -$124 -7.5%
Hawaii $1,184 -$468 -28.3%
Idaho $1,120 -$532 -32.2%
Illinois $1,230 -$422 -25.5%
Indiana $1,246 -$406 -24.6%
Iowa $1,116 -$536 -32.4%
Kansas $1,568 -$84 -5.1%
Kentucky $2,254 $602 36.4%
Louisiana $2,446 $794 48.1%
Maine $1,022 -$630 -38.1%
Maryland $1,362 -$290 -17.6%
Massachusetts $1,318 -$334 -20.2%
Michigan $2,870 $1,218 73.7%
Minnesota $1,384 -$268 -16.2%
Mississippi $1,980 $328 19.9%
Missouri $1,466 -$186 -11.3%
Montana $1,776 $124 7.5%
Nebraska $1,304 -$348 -21.1%
Nevada $1,982 $330 20.0%
New Hampshire $1,192 -$460 -27.8%
New Jersey $1,848 $196 11.9%
New Mexico $1,462 -$190 -11.5%
New York $1,740 $88 5.3%
North Carolina $952 -$700 -42.4%
North Dakota $1,354 -$298 -18.0%
Ohio $1,142 -$510 -30.9%
Oklahoma $1,696 $44 2.7%
Oregon $1,512 -$140 -8.5%
Pennsylvania $1,576 -$76 -4.6%
Rhode Island $2,204 $552 33.4%
South Carolina $1,498 -$154 -9.3%
South Dakota $1,394 -$258 -15.6%
Tennessee $1,446 -$206 -12.5%
Texas $1,990 $338 20.5%
Utah $1,224 -$428 -25.9%
Vermont $1,130 -$522 -31.6%
Virginia $990 -$662 -40.1%
Washington $1,276 -$376 -22.8%
West Virginia $1,516 -$136 -8.2%
Wisconsin $1,144 -$508 -30.8%
Wyoming $1,472 -$180 -10.9%

View Chart as Image

Volvo XC70 T6 AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Volvo XC70 T6 AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,990
20 $3,782
30 $1,732
40 $1,652
50 $1,506
60 $1,476

Full coverage, $500 deductibles

Rates by Deductible

Volvo XC70 T6 AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,118
$250 $1,904
$500 $1,652
$1,000 $1,412

Full coverage, driver age 40

Rates by Liability Limit

Volvo XC70 T6 AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,652
50/100 $1,734
100/300 $1,837
250/500 $2,103
100 CSL $1,775
300 CSL $2,001
500 CSL $2,165

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo XC70 T6 AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $8,564
20 $6,002
30 $3,642
40 $3,552
50 $3,384
60 $3,352

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $123
5-yr Claim Free $106
Paid in Full/EFT $77
Advance Quote $82
Online Quote $118
Total Discounts $700
Rate after discounts $952

Discounts are estimated and may not be available from every company or in every state.

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